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Help! How Do I Store All My Passwords?

Overwhelmed by options? Tech expert Ed Baig sorts through all the advice


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Photo Collage: AARP; (Source: Getty Images (3))

Technology can be confusing.

The smartphone you use to text your friends has more than 100,000 times the processing power of the Apollo 11 computer that landed man on the moon. Your smart TV can do more than connect to Netflix and may become the hub that helps you stay in your home as you age.

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Ask The Tech Guru

AARP writer Ed Baig will answer your most pressing technology questions every Tuesday. Baig previously worked for USA Today, BusinessWeek, U.S. News & World Report and Fortune, and is author of Macs for Dummies and coauthor of iPhone for Dummies and iPad for Dummies.

Have a question? Email personaltech@aarp.org​

Don’t be afraid to explore or to ask questions. Each week, I’ll answer a question about your devices, their security and how all the puzzle pieces fit together to help you. I’ll also mention a quick tip that you might find enlightening.

The question: I’m frustrated with those dang p@$$W0rdS …

I have so many passwords and struggle to make each one unique, but I don’t want to pay for a password manager. What can I do?

Using a freebie password manager will save you a few bucks and be fine if you have a few passwords or use only one device to sign in to password-protected accounts.

But the average person has 168 passwords, an increase of nearly 70 percent from about three years ago, according to researchers at NordPass, a company with free and paid password manager plans. Covid lockdowns are one reason, yet the numbers remain on the rise even with the pandemic in the rear-view mirror. 

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For the uninitiated, password manager software such as 1Password, Bitwarden, Dashlane, LastPass and NordPass can automatically generate strong passwords and store them for websites you frequent, then autofill the credentials when you visit. Some are free; most offer monthly and yearly subscriptions.

Password managers aren’t just stand-alone apps

Some password managers live inside your smartphone and on the same web browsers you use to read AARP online or compare prices while shopping.

Device-centric managers. Apple’s free built-in password manager for the iPhone, Safari browser and other Apple devices is free and integrated with a system tool known as iCloud Keychain. Though it can automatically create passwords, for now you must dig into Settings ⚙️ if you want to look for stored passwords.

Google Password Manager for Android and Chrome is also free. You’ll have to sign into your Google Account to access a list of saved passwords.

While the free Apple and Google password managers are convenient, the passwords or biometric methods that you use to log into the devices, such as facial recognition or a fingerprint scan, are their main safeguards. 

Single sign-on method. Some websites accept your Facebook or Google ID, which may be more secure than creating a new username and password for sites you won’t visit often. The drawback: The new site and Facebook or Google likely will swap information about you, such as your contacts or friends.

The free apps give you some limited features

Any of these options are clearly better than doing nothing or jotting down your logins on a piece of paper that might be discovered too easily. But going the free route can be light on the amenities found in premium.

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Free versions may not flag weak or reused passwords, sadly too common and a major security no-no. Given the constant stream of headlines around big-time security breaches and hacks, we all should be extra careful.

Free versions also may not support two-factor — sometimes called multifactor — authentication, which layers on additional security by requiring a second one-time code.

Nor will going free typically let you share account credentials with family members. It’s one reason I spend $4.99 monthly to share a premium password manager account with my immediate family of four. That’s roughly in line with rivals.

Nothing is foolproof, but you can stack the deck in your favor

Will paying for a password manager keep your passwords from being hacked? The big guys and every other company are not immune from data breaches. In late 2022, LastPass disclosed that an “unauthorized third party” gained access to cloud storage it used for backups.

Password manager apps’ methods for encryption, essentially turning your information into secret code that only a person with the right key can decipher, are a lot better than your legal pad. Not all free versions have encrypted file storage. Add in two-factor authentication that you probably already use when a site asks to call, email or text you with a six- or eight-digit code, and you have a pretty good combo.

Fans of Apple products should watch for a new, dedicated free Passwords app for iPhone, iPad and Mac computers coming with software updates in the fall. It remains to be seen what kind of cross-platform support will be available for the Windows or Android crowd.

But tech pundits already wonder what the Apple app could mean for subscription password managers. 

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Bonus tip: Suss out unsafe websites before you land on ’em

You can’t blame anyone these days feeling a little bit paranoid about whether websites they’re visiting are legit. Often, you’ll get a warning from your browser if the site you landed on is considered suspect.

But if you’re still not certain, one simple way to check is to visit Google’s Safe Browsing site status tool. Type in the web address for the site to see if Google considers it too dangerous to visit.

   

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