Older adults in major metropolitan areas, especially in the Northeast and around Washington, D.C., are more likely to continue working past age 65 than those in other areas around the country, according to an analysis of census data by the Associated Press-NORC Center for Public Affairs Research.
"Those are the areas where all of the jobs are, really,” says Anqi Chen, assistant director for savings research at Boston College's Center for Retirement Research. “The coastal areas recovered well from the recession, while other areas have not."
But it's also the types of jobs in those areas — government, finance, law and academia — that keep this group working longer, analysts say.
Older workers can be a boon to regional economies, increasing tax revenue, stimulating growth with more consumer spending and providing additional talent and expertise at a time of low unemployment, says Paul Irving, chairman of the Milken Institute Center for the Future of Aging.
About 12 percent of counties with at least 6,000 residents have at least 21 percent of their adults age 65 and older working or actively looking for jobs, according to an analysis of the Census Bureau's 2017 American Community Survey. Of that group, nearly 25 percent are located within the Northeast or in Maryland or Virginia. And nearly 15 percent are within 70 miles of New York, Boston, Philadelphia or Washington, D.C.
"I consider myself to be a very fortunate person to still do what I loved at 27 at 74,” says Steve Burghardt, a professor of social work at the City University of New York. “I feel advantaged being in New York, where you're exposed to sights and sounds and differences that are always exposing me to new ways to understand myself and to learn from other people."
Two Washington suburbs, Falls Church and Alexandria, Va., are among the nation's leaders in terms of labor force participation among adults 65-plus, with rates of nearly 37 percent and nearly 30 percent, respectively. This area is also home to one of the fastest growing older adult workforces in the country — three of the 11 counties that saw labor participation rates for this group climb the fastest between 2009 and 2017 are within 70 miles of the District of Columbia.
But populous jurisdictions don't have a monopoly on older workers. Vermont, one of the least populous states, contains two counties that rank in the top 100 (Windham and Washington counties) and eight among the top 329 in terms of workforce participation for older adults.
"Despite whatever misnomers might exist, there is a great demand out there for mature workers,” says Mary Branagan, director of program and partner affairs at Associates for Training and Development, a workforce training and development outfit headquartered in Vermont.
Looking for your next job? Find it on AARP's Job Board
Branagan helps oversee the state's Senior Community Service Employment program, which matches qualifying unemployed state residents at least 55 years of age with paid internships that help them update their skills and remain in the workplace longer. She says her company's offices in Washington and Windham counties are among its largest statewide.
In other areas of the country, Colorado has six of the top 50 counties both in terms of percentage of older adults who were in the labor market in 2017 and growth of that share between 2009 and 2017.
And older workers do well in rural counties heavy in agricultural employment, especially in Kansas, Nebraska and Iowa. Though the jobs are often labor-intensive, agricultural professions maintain some of the highest median ages in the country, according to Bureau of Labor Statistics data.
That's due in part to much of U.S. agriculture being concentrated in family farms, the Department of Agriculture says. People can continue living and working on the farm well into their “retirement” years by scaling things down and renting land to other farmers.
At the other end of the spectrum, workforce participation among adults age 65 and older in 2017 was less than 12 percent in nearly 14 percent of counties with at least 6,000 residents. Kentucky, Michigan, Georgia, Alabama, Florida and West Virginia collectively accounted for more than 50 percent of those counties.
The percentage of older adults who were working shrank in more than 24 percent of counties between 2009 and 2017. Nearly 33 percent of such counties are located in Georgia, Texas, Missouri, Kentucky or North Carolina.
Experts say these lower-ranking counties are missing out on the potential benefits of having more older workers. These areas also stand to benefit most from investments in targeted skills training and other initiatives that would spur these adults off the sidelines.
"It's good for GDP growth overall and it's generally just good for the health of the overall economy,” says Andrew Chamberlain, chief economist at employment hub Glassdoor, referring to older adults’ participation in the workforce.
Chen notes manufacturing-heavy areas within the rust belt and in states including Alabama and Georgia are among those with the lowest shares of older adults who are working. Manufacturing payrolls have plummeted over recent decades amid challenges of automation and globalization. Labor-intensive jobs that are prominent in those areas often preclude folks from working later into life, and the types of white-collar jobs prevalent in larger cities are in shorter supply.
"It's partly just how grim the job prospects are in a lot of micropolitan, or small city and rural, areas,” says Gary Burtless, a senior fellow at the Brookings Institution. “A lot of them are one-industry towns. And if that industry has been hit hard, that's going to be a problem for younger workers and older workers."
Burtless notes labor force participation among those 65-plus tends to be higher in urban areas where older workers are better educated, better compensated and less reliant on labor-intensive blue-collar industries.
"The thinking as to why highly educated people tend to work longer is that they may enjoy better health. They may enjoy better working conditions,” says Jen Schramm, a strategic policy adviser for the AARP Public Policy Institute. “They are likely to be paid more, so that's more of an incentive to keep working."