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10 Affordable Beach Towns

Enjoy sun, sand and surf in these cities without breaking the bank 

beach houses on the ocean in fort lauderdale florida
Travelers have eight beaches and plenty of budget-friendly options in Fort Lauderdale, Florida.
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The idea of a beach vacation is to lose your cares in the waves, on the water or settled blissfully atop sun-warmed sand. But you don’t want to lose your savings in the process. Though beachgoing itself is usually free, enjoying access means finding accommodations and activities within your means. Whether you like your waves salty or fresh, the following beach towns offer free and affordable variations on the perks of vacationing by the water.

According to AARP’s latest travel trends survey, cost remains a barrier for travelers 50-plus. It’s key to find ways to stretch your budget. Lodging in each town varies, depending on when you go and how long you stay, but prices range from $100 to $400 a night. 

a beach on ocean boulevard in fort lauderdale florida
It’s easy to enjoy the sun, sand and surf along Ocean Boulevard in Fort Lauderdale, Florida.
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Fort Lauderdale, Florida

Don’t rule out one of Florida’s top beach towns as too expensive. Fort Lauderdale is a popular destination for several low-cost airlines, including Spirit, which helps lower the price to get there. 

What to do: Travelers have eight beaches in the greater Fort Lauderdale area to explore. From busy Deerfield Beach with a popular fishing pier to the main city strand with the 2-mile beachfront promenade and Lauderdale-By-The-Sea where you can snorkel from shore. Watch for wood storks and osprey at Snake Warrior’s Island Natural Area, part of the Great Florida Birding and Wildlife Trail. Use the free LauderGo! Micro Mover to get to many restaurants and shops downtown.

Where to stay: Plenty of bargain chain hotels are close to the beach in Fort Lauderdale. For something more personal in a similar price range, book a room at the Oasis Hotel a few blocks from the beach. 

people at oval beach on lake michigan in saugatuck michigan
The lakeside dunes in Saugatuck, Michigan, are free to enjoy.
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Saugatuck, Michigan 

On freshwater Lake Michigan, a little more than two hours from Chicago, arty Saugatuck’s lakeside dunes and undeveloped beaches attract explorers, as well as boaters and lovers of slow-lane travel.

What to do: Wade into the water from more than 12 miles of beaches surrounding Saugatuck, including popular Oval Beach backed by rolling dunes. Just north, wander the undulating trails and shady forests amid 200-foot-tall dunes at Saugatuck Dunes State Park. For exercise, tackle the 350 steps up and down the path to crowd-free Laketown Beach. Rent a kayak ($25 an hour at Third Coast Paddling) to explore the Kalamazoo Lake — just a few dunes east of the Great Lake — and tie up to stroll around downtown and browse through art galleries, boutiques, restaurants and even an old-fashioned drugstore soda fountain.

Where to stay: A handful of midcentury motels have been revived to contemporary standards, including 1958-vintage The Pines Motor Lodge with cheerful rooms and Adirondack chairs placed around the property.

the swamp of davis bayou in gulf islands national seashore near ocean springs mississippi
The Gulf Islands National Seashore offers many affordable adventures.
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Ocean Springs, Mississippi

Biloxi neighbor Ocean Springs blends art and history on Mississippi’s Gulf Coast, a 62-mile under-the-radar stretch of shore. Founded by the French in 1699, Ocean Springs’ oak-shaded downtown hosts more than 200 shops, galleries and restaurants in a walkable historic core.

What to do: Spend your days on the white sands of Front Beach with views over the Biloxi Bay Bridge, which is particularly dramatic at sunset. Learn about local ecology along the Davis Bayou Trail winding through a coastal forest at the Gulf Islands National Seashore’s visitor center. Nature is the source of inspiration for many of the more than 300 artists in the area, which was popularized by late artist Walter Inglis Anderson. His takes on regional plants, animals and people hang in the Walter Anderson Museum of Art (admission $10; $8 for adults 62-plus). Walter’s brother Peter founded Shearwater Pottery where visitors can browse the showroom.

Where to stay: Try one of the quaint, pastel-colored cottages in a private garden courtyard at Front Beach Cottages within walking distance of Front Beach.

a man walking to the eastern point lighthouse in gloucester massachusetts
Visitors enjoy priceless views of lighthouse in Gloucester, Massachusetts.
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Gloucester, Massachusetts

Cape Cod tends to overshadow the North Shore, but the broad beaches, tide pools and boulder-bookended coves of Cape Ann in Gloucester offer quintessential New England — including seascapes that inspired painter Winslow Homer — with less price pressure.

What to do: Start with a dip in the calm waters of the cape at Pavilion Beach, followed by a walk on soft Wingaersheek Beach to peer into its tide pools. The cottage-lined shore of Long Beach has priceless views of offshore lighthouses. Take the self-guided Gloucester HarborWalk connecting 42 granite posts describing the people and events that have shaped the working waterfront and America’s oldest seaport. Stroll the photogenic fishing village of Rockport and indulge in a lobster roll at The Lobster Pool.

Where to stay: Opposite Good Harbor Beach, Blue Shutters Beachside Inn offers a variety of accommodations, including some with kitchens or a fireplace.

a ferris wheel spins over myrtle beach in south carolina
The Oceanfront Boardwalk in Myrtle Beach, South Carolina, has entertainment for every budget.
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Myrtle Beach, South Carolina

With 60 miles of beach to choose from, there’s a strand for every mood in super-social Myrtle Beach. The Myrtle Beach Area Convention & Visitors Bureau says nearly half of the U.S. population lives within a day’s drive of the coastal city, encouraging spontaneous road trips.

What to do: The best place to start for toes-in-the-sand fun is the 1.2-mile-long Oceanfront Boardwalk and Promenade, home to attractions including the 200-foot-tall SkyWheel (adults $19.99; $20.99 after 5 p.m.). In North Myrtle Beach, take a free class in “shag” dancing, a style of swing dancing, at Fat Harold’s Beach Club and stick around town for the free fireworks displays at the entertainment complex, Broadway at the Beach, weekly in the summer. South of town, don’t miss Brookgreen Gardens (admission $22; $20 for people 65 and older) covering more than 9,100 acres, including 250-year-old live oaks and an impressive sculpture garden with more than 2,000 works of art.

Where to stay: The Palace Resort oceanfront suites feature kitchens and access to two swimming pools and a white sand beach. 

f street in downtown eureka california
The city of Eureka, California, is an affordable base for day trips along the coast.
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Eureka, California

On Humboldt Bay in Northern California, the Victorian city of Eureka makes a diverting base for trips along the “redwood coast,” 175 miles of Pacific shore shared by some of the tallest trees on Earth, a destination for beachcombers, driftwood collectors, birdwatchers and food fans.

What to do: The peninsula that protects the bay from the open ocean is lined with miles of protected dunes easily accessed by walking trails from the Humboldt Coastal Nature Center. In town, the Audubon Society holds free monthly bird walks along the 6.5-mile Eureka Waterfront Trail. Take the scenic coastal Highway 101 north about 50 miles to Prairie Creek Redwoods State Park to hike Gold Bluffs Beach and look for seals and snowy plovers. Back in town, splurge on oysters and shrimp at The Sea Grill.

Where to stay: The family-run Seadrift Inn has rooms with microwaves, refrigerators and coffee makers, and is located in a sweet spot between the beaches and Old Town Eureka.

people on stewart beach in galveston texas
It costs zero dollars to access miles of sandy shore in Galveston, Texas.
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Galveston, Texas

The city of Galveston offers access to 32 miles of shore along barrier Galveston Island, home to a series of Gulf Coast beaches and attractions, including a historic pier and tranquil nature preserves.

What to do: Ten miles of beach border Galveston’s historic Seawall sidewalk. Head to the lively East Beach during the annual sandcastle competition to see elaborate, ephemeral art. Nature lovers appreciate waterfront Galveston Island State Park for hiking, seabird viewing and fishing. In town, tour some of the impressive mansions that testify to the port’s early shipping wealth — Galveston was once nicknamed the “Wall Street of the South” — including the ornate 1892 Bishop’s Palace ($15) and stroll colorful Postoffice Street to window-shop art and antiques galleries. 

Where to stay: Gaido’s Seaside Inn offers simple but clean rooms across the street from the beach and about a 10-minute walk to the Galveston Island Historic Pleasure Pier (note: you need to buy a Pier Pass if you want to walk around the pier; $12 for adults, $10 for adults 65-plus).

houses near the beach in Melbourne, Florida
Visitors can enjoy miles of coastline for free in Melbourne, Florida.
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Melbourne, Florida

A beach community on Florida’s 72-mile-long Space Coast — named for the rocket launches that have been taking place here since the 1950s — Melbourne offers a balance of nature and culture about an hour’s drive southeast of Orlando.

What to do: The Indian River Lagoon separates mainland Melbourne from its barrier island beaches, popular with surfers and beachcombers. Among several reserves along the coast, nature lovers can look for birds, sea turtles and manatees at Canaveral National Seashore, the longest stretch of undeveloped Atlantic coastline in the state ($25 admission per vehicle, good for seven days). In Melbourne, the pedestrian-friendly downtown, filled with local restaurants and shops, offers a DIY art tour of public murals.

Where to stay: Close to the ocean and its sunset views, SeaGlass Inn Bed & Breakfast offers cozy rooms in a 1915 former boardinghouse with a courtyard featuring a swimming pool and shady mango trees.

beachgoers in the ocean in Honolulu
A trip to Honolulu should include Diamond Head, which is seen in the distance.
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Honolulu

The biggest city in the Aloha State is the best place to look for a bargain in the Hawaiian Islands while exploring everything that makes the destination distinct, including inviting beaches, coastal scenery and Indigenous culture.

What to do: Greet the sunrise at Diamond Head, the iconic volcanic cone that bookends Waikīkī (admission $5 and requires a reservation ). Break away from Waikīkī Beach to spend an hour or two visiting Honolulu’s historic downtown, including ‘Iolani Palace, the 19th-century home of Hawai‘i’s royal family, with Hawaii Free Tours (the tours are free, but expect to tip the guide). Pay homage to the World War II fallen at Pearl Harbor National Memorial (reservations, which cost $1, are encouraged ). Visit the Royal Hawaiian shopping center for free musical and hula performances staged nearly every day.

Where to stay: For easy access to Waikīkī Beach, check out the Aston Waikiki Circle Hotel, a 14-story high-rise with balcony guestrooms just across the street.

beach in San Juan, Puerto Rico
Isla Verde Beach is minutes away from the airport in San Juan, Puerto Rico.
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San Juan, Puerto Rico

An atmospheric colonial capital, San Juan brings history to the classic beach idyll on one of the Caribbean’s most easy-to-reach islands, Puerto Rico.

What to do: Travelers landing at the island’s main airport will find themselves minutes from San Juan’s best beaches, including broad Isla Verde and the restaurant-and-hotel-lined Condado. For a culinary beach experience, visit Piñones, a nearby coastal area renowned for its street food stalls. Old San Juan offers a time traveler’s change of pace with colonial buildings dating to its 16th-century roots as a European outpost. Explore the imposing Castillo San Felipe del Morro fortress (admission $10) and take the Paseo del Morro boardwalk to stroll between its massive fort walls and the Bay of San Juan. Within the cobblestone-paved quarter, don’t miss Calle Fortaleza, a photogenic street often covered in colorful canopies, and stop into Barrachina, the purported birthplace of the piña colada.

Where to stay: The 19-room Decanter Hotel resides in a 19th-century building with a rooftop bar offering views over the surrounding neighborhood of Old San Juan.

Editor's note: This article was originally published on May 26, 2023. It has been updated to reflect new information. 

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