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Social Security Work, Pensions and Taxes Questions Answered Skip to content

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Social Security Resource Center


En español | Are you planning to work after you start collecting Social Security retirement benefits? If so, the extra income could reduce your Social Security payment. So might a pension from a government job. And depending on where you live, your benefits could be subject to state as well as federal income taxes. 

This section of AARP’s Social Security Resource Center breaks down how work, pensions and taxes affect your benefits. You’ll find easy-to-understand answers on:

  • Social Security’s earnings limit and how it works
  • The Windfall Elimination Provision and the Government Pension Offset
  • How much of your income is subject to Social Security taxes
  • How much of your Social Security is subject to income taxes

Earnings Limit











Income Taxes









Social Security Taxes



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