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Friends discussing their concerns about work, retirement, and Social Security

AARP's Social Security Question and Answer Tool can offer practical and comprehensive information about how the program works and when to apply. The tool can also help clarify eligibility requirements and provide answers to questions on disability, survivor, spousal and family benefits in an easy to understand manner.

Let AARP's Social Security Question and Answer Tool offer you faster access to browse for the answers you are looking for on Social Security. Choose a topic below to find quick answers.


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Disability - You and Your Disability Benefits

Get clarity on the available options offered through Social Security for disabled workers and their families, including Supplemental Security Income, early 401(k) withdrawal, and spousal and family benefits.

Eligibility - Am I Eligible for Social Security?

Learn if you are eligible for benefits, how to apply for Social Security, choosing the optimum retirement age to file a claim, choices for citizens living (and retiring) abroad, and even help to calculate the benefit amount.



Family - A Benefit Plan for Your Dependents

Discover practical, comprehensive information about how, in cases of death or divorce, spouses, ex-spouses, and families could be eligible to receive benefits based on your earnings.

How It Works - The Social Security Process

Get answers on applying for retirement benefits or the Supplemental Security Income (SSI) program, the workings of the cost of living adjustment (COLA), and delayed retirement credits in an easy to understand manner.



Work, Pension, and Taxes - Getting a Closer Look

Learn the answers to your questions about how extra income could impact your Social Security benefits, if your Social Security benefits are taxed, private and government pensions, the Windfall Elimination Provision, and more.



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