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Does the earnings limit increase as you get closer to full retirement age?

En español | Yes. There are two different limits under the retirement earnings test.

The lower limit is $17,640 in 2019 and applies to everyone who is below the full retirement age (currently 66) for all of the year. For these people, benefits are reduced by $1 for every $2 in earnings over $17,640.

The upper limit, $46,920 in 2019, applies to anyone who reaches full retirement age in that year and is only applied during the months prior to the month of that birthday. For these people, benefits are reduced by $1 for every $3 in earnings over $46,920.

Updated December 17, 2018

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