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Quiz: 99 Great Ways to Save Money in 2026

Test your knowledge and pick up some cash-saving tips


Ninety nine great ways to save on a green background
Nicolas Rapp

Whether you’re grocery shopping or traveling abroad, there are smart ways you can save money — if you have the inside scoop and innovative tips. Test your savings savvy with this quiz and pocket the change you earn from your new cost-cutting habits.

Question 1 of 9

Why does ordering groceries online sometimes save money?

Placing an order ahead of time online reduces the potential for the impulse purchases we often make when shopping the aisles. To minimize markups, order directly from your supermarket (rather than using Instacart or other third-party shopping apps).

Question 2 of 9

True or false?: Manager markdowns at grocery stores are a smart way to save money.

Fresh food nearing its sell-by date usually gets marked down by up to 70 percent. Use it to make a great last-minute dish, or freeze it to cook later.

Question 3 of 9

To save money, look beyond interstate-exit gas stations when it’s time to fill up. Which of the following is NOT an app that can help you find gas stations?

Stations at exits typically charge 10 to 30 cents more per gallon. Free phone apps such as GasBuddy, GasGuru and AAA, along with your GPS, make it simple to find and compare prices. A recent example from Interstate 84 in New York: Regular gas was $4.89 at a Shell at an exit and $4.49 at a Sunoco just 3 miles off the next exit.

Question 4 of 9

If you see a late fee on your credit card bill, call the company and ask for a waiver. What percentage of people get the fee waived after they request it?

It is very likely you can work it out and get the fee removed from your bill. A WalletHub survey found that nearly 90 percent of people who asked for a waiver were granted one.

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Question 5 of 9

Which month is a good time to save money on international summer travel?

One of the most popular months for Americans to travel internationally is June. Move your trip to late August or the beginning of September, and you may save more than $300 on round-trip airfare to Europe or more than $500 to Asia.

Question 6 of 9

True or false?: You can save money by washing laundry in colder water.

About 90 percent of the energy your washing machine uses goes toward heating the water, but hot water is unnecessary when using most modern laundry detergents. Save even more water and electricity by running full loads rather than multiple small ones.

Question 7 of 9

When you shop online, sometimes stores will email you a discount code if you have things in your cart that you haven’t bought. How often do customers get a discount this way?

Make sure you’ve logged in to the retail site. Then fill your cart, close your browser and wait. Retailers often send a follow-up email to customers who’ve ditched their carts, and a third of those emails include a discount offer.

Question 8 of 9

True or false?: Premium pet food is worth the money.

Don’t get lured in by marketing from trendy, overpriced pet foods. “Store brands can be fine, as long as they follow AAFCO [Association of American Feed Control Officials] guidelines, and assuming your pet doesn’t have any sort of underlying medical problems where they may need a food that’s more special, with certain ingredients,” says Dr. Brian Collins, veterinarian with the Cornell Riney Canine Health Center.

Question 9 of 9

Which of the following can be a smart option for saving money on car insurance?

If your older car is paid off, it’s probably not worth paying collision insurance on it, even if it still runs great. You can lower your monthly premium by increasing the deductible, or the amount you agree to pay out of pocket before your insurance kicks in. If you no longer commute or take long road trips, consider switching to a policy that charges a low monthly base rate plus a per-mile fee.

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