Shot of a mature couple using a digital tablet while relaxing on their sofa

shapecharge / Getty Images

Long-Term Care: It’s More Than Insurance

Test your knowledge on what you’ll need for a safer, more secure future

Alyson Curtis and Nancy Kerr

En español

October 17, 2022

8 Questions

7079dc5f-6f85-4150-bcd9-e2584ac9cb73

Long-Term Care: It’s More Than Insurance

[ {
  "question" : "What is long-term care?",
  "answers" : [ {
    "answer" : "Assessing whether where you live now will support your changing needs as you get older",
    "correctAnswer" : false
  }, {
    "answer" : "Taking care of yourself to improve your chances for a healthy future",
    "correctAnswer" : false
  }, {
    "answer" : "Knowing the costs of long-term care and learning about ways to cover them",
    "correctAnswer" : false
  }, {
    "answer" : "Creating legal instructions that will help keep you in charge of decisions about your care and finances ",
    "correctAnswer" : false
  }, {
    "answer" : "All of the above",
    "correctAnswer" : true
  } ],
  "multiSelect" : false,
  "explanation" : "There’s more to long-term care planning than insurance and nursing homes. Think of long-term care as the extra help you may need to live safely and comfortably as you get older. Your long-term care plan should cover many areas, from healthy living and your finances to accessible housing.",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
}, {
  "question" : "What percentage of Americans will need long-term care?",
  "answers" : [ {
    "answer" : "20 percent",
    "correctAnswer" : false
  }, {
    "answer" : "45 percent",
    "correctAnswer" : false
  }, {
    "answer" : "70 percent",
    "correctAnswer" : true
  }, {
    "answer" : "82 percent",
    "correctAnswer" : false
  } ],
  "multiSelect" : false,
  "explanation" : "Nearly 70 percent of Americans who reach age 65 will someday require help from others to get through their day, according to the U.S. Department of Health and Human Services. Seventy-eight percent said they should have started planning sooner, according to a Genworth survey.",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
}, {
  "question" : "At what age do experts recommend people start planning for long-term care?",
  "answers" : [ {
    "answer" : "25–39",
    "correctAnswer" : false
  }, {
    "answer" : "40–49",
    "correctAnswer" : true
  }, {
    "answer" : "50–69",
    "correctAnswer" : false
  }, {
    "answer" : "70–79",
    "correctAnswer" : false
  } ],
  "multiSelect" : false,
  "explanation" : "Experts recommend that most people who are in good health start planning for long-term care years before they think they will need it. The most robust planning sessions should occur between ages 40 and 50. Despite that recommendation, only 18 percent of adults over 40 have looked into long-term care planning for themselves; a third have helped an older family member get information, says an AARP survey conducted in 2020.",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
}, {
  "question" : "How do you define a ‘solo ager’? A person who is …",
  "answers" : [ {
    "answer" : "Unpartnered",
    "correctAnswer" : false
  }, {
    "answer" : "Widowed",
    "correctAnswer" : false
  }, {
    "answer" : "Without children",
    "correctAnswer" : false
  }, {
    "answer" : "Any of the above",
    "correctAnswer" : true
  } ],
  "multiSelect" : false,
  "explanation" : "According to an AARP survey, 12 percent of the U.S. population age 50-plus are solo agers — people who live alone, are unpartnered and have no living children. Many solo agers look to their network of friends to provide support and care; a solid majority (94 percent) of solo ager respondents say they have enough friends. Many rely on at least weekly phone calls (70 percent), text messages (64 percent), and social media (44 percent) to stay in touch with loved ones.",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
}, {
  "question" : "On average, who requires more long-term care: men or women?",
  "answers" : [ {
    "answer" : "Men",
    "correctAnswer" : false
  }, {
    "answer" : "Women",
    "correctAnswer" : true
  } ],
  "multiSelect" : false,
  "explanation" : "Stats from LongTermCare.gov show that, on average, women will need help for 3.7 years, and men for 2.2 years. Women are more likely to need long-term care than men, because they outlive men by an average of five years. They may also find themselves living alone later in life, which increases their chances of needing care from a paid provider.",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
}, {
  "question" : "What percentage of adults say they want to ‘“age in place’” as they get older?",
  "answers" : [ {
    "answer" : "25 percent",
    "correctAnswer" : false
  }, {
    "answer" : "43 percent",
    "correctAnswer" : false
  }, {
    "answer" : "65 percent",
    "correctAnswer" : false
  }, {
    "answer" : "77 percent",
    "correctAnswer" : true
  } ],
  "multiSelect" : false,
  "explanation" : "The 2021 AARP Home and Community Preferences survey found that a whopping 77 percent of adults 50 and older want to remain in their homes for the long term — a number that has been consistent for more than a decade. To be able to age in place, 34 percent of older respondents recognize they may need to make physical changes to their home, such as modifying a bathroom or installing ramps. A quarter of those surveyed anticipate putting an addition on their house or doing some other major renovation.",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
}, {
  "question" : "What percentage of adults have a living will?",
  "answers" : [ {
    "answer" : "25 percent",
    "correctAnswer" : false
  }, {
    "answer" : "45 percent",
    "correctAnswer" : true
  }, {
    "answer" : "55 percent",
    "correctAnswer" : false
  }, {
    "answer" : "60 percent",
    "correctAnswer" : false
  } ],
  "multiSelect" : false,
  "explanation" : "A living will is a written, legally binding document that informs your doctors about your preferences for medical care at the end of life. Only 45 percent of U.S. adults have a living will, according to a May 2020 Gallup poll.",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
}, {
  "question" : "Does Medicare pay for long-term care costs?",
  "answers" : [ {
    "answer" : "Yes",
    "correctAnswer" : false
  }, {
    "answer" : "No",
    "correctAnswer" : false
  }, {
    "answer" : "In certain situations",
    "correctAnswer" : true
  } ],
  "multiSelect" : false,
  "explanation" : "Paying for long-term care can be expensive, and no one agency or insurer pays for it entirely. Roughly half of adults over 50 believe that Medicare covers care in a nursing home or care in their own home from a home health aide. In fact, Medicare pays only for skilled nursing home care for a limited time. Many financial, health and personal conditions must be met to get help paying for long-term care. Exploring financial strategies for paying for long-term care is a big part of planning ahead.",
  "hint" : "",
  "hintLink" : "",
  "questionImgCaption" : "",
  "questionImgCredit" : ""
} ]

Quiz Progress

0 Correct

0 Incorrect

get help and give help through AARP Community Connections

Caption for quiz image

Credit for quiz image

NEED A HINT?

CLOSE HINT

CORRECT

INCORRECT

Answer:

Long-Term Care: It’s More Than Insurance

0 Correct

0 Incorrect

Score:

Oops...something went wrong. Please log out and log back in to continue.

AARP Membership

Join AARP for $12 for your first year when you sign up for Automatic Renewal. Get instant access to members-only products and hundreds of discounts, a free second membership, and a subscription to AARP The Magazine.

Join Now

Renew Today

AARP VALUE &

MEMBER BENEFITS

See All

MEMBERS ONLY

Health & Wellness

Walgreens

Exclusive Walgreens Cash rewards for members

learn more

See more Health & Wellness offers >

{"hideCategory":false,"useAlternateLanguage":false,"headlineIconAltText":"","listItems":[{"categoryTitle":"Health \u0026 Wellness","categoryUrl":"/membership/benefits/health/","categoryDeeplinkParam":"healthandwellness","isLimitedTimeOffer":false,"offerJson":{"dbr_offer_id":"6e9d3ee4f515d46d861e852bb769a9b4","source_name":"Walgreens","offer_title":"Exclusive Walgreens Cash Rewards for Members","offer_description":"\u003cp\u003eWhen you link your AARP and myWalgreens™ memberships, you\u0027ll earn 10% Walgreens Cash rewards on Walgreens branded health and wellness products, 7% Walgreens Cash rewards on Walgreens branded beauty products and 3% Walgreens Cash rewards on other eligible beauty purchases. Exclusions and restrictions apply. For full details, visit \u003ca data-overlay-msg\u003d\"AARP.Everywhere.LeavingModal.drawOverlay(this,\u0027\u0027,/mnt/overlay/wcm/core/content/sites/properties.html,\u0027\u0027,\u0027You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.\u0027);return false;\" href\u003d\"https://www.walgreens.com/topic/promotion/aarpcard.jsp?ban\u003dFY21AARP_vanityURL\" data-default-element-msg\u003d\"AARP.Everywhere.LeavingModal.drawOverlay(this,\u0027\u0027,/mnt/overlay/wcm/core/content/sites/properties.html,\u0027\u0027,\u0027You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.\u0027);return false;\" data-displayoverlay\u003d\"displayOverlay\" title\u003d\"Walgreens Website\" rel\u003d\"noreferrer\" target\u003d\"_blank\"\u003eWalgreens.com/AARPcard\u003c/a\u003e.\u003c/p\u003e","offer_short_description":"Exclusive Walgreens Cash rewards for members","category_list":"healthandwellness,shoppingandgroceries","subcategory_list":"shoppingandgroceries-groceries","tags":[{"tagID":"dbr:healthandwellness","title":"Health \u0026 Wellness","name":"healthandwellness","deeplink_url":"/membership/benefits/health/","deeplink_param_value":"healthandwellness","get_offers_url":"/etc/aarp/dbr/ws.api/offers/healthandwellness.json","sub_tags":[]},{"tagID":"dbr:shoppingandgroceries","title":"Shopping \u0026 Groceries","name":"shoppingandgroceries","deeplink_url":"/membership/benefits/shopping/","deeplink_param_value":"shoppingandgroceries","get_offers_url":"/etc/aarp/dbr/ws.api/offers/shoppingandgroceries.json","sub_tags":[{"tagID":"dbr:shoppingandgroceries/groceries","title":"Groceries","name":"groceries","deeplink_url":"/membership/benefits/shopping/grocery/","deeplink_param_value":"shoppingandgroceries-groceries","get_offers_url":"/etc/aarp/dbr/ws.api/offers/shoppingandgroceries-groceries.json"}]}],"vertical_image_url":"/content/dam/aarp/benefits_discounts/providers/walgreens/258x334-walgreens-woman-outside-yoga-mat-nov-2020.jpg","image_url":"/content/dam/aarp/benefits_discounts/providers/walgreens/1140x641-walgreens-woman-outside-yoga-mat-nov-2020.jpg","advertisement_flag":"","advertisement_sort_order":"","merchant_phone":"1-855-225-9225","merchant_phone_label":"or, call Walgreens at","howto_redeem":"Learn More","howto_redeem_url":"https://www.walgreens.com/topic/promotion/aarpcard.jsp","howto_redeem_expired":"Renew to Learn More","howto_redeem_expired_link":"https://appsec.aarp.org/mem/renew","howto_redeem_non_member":"Join to Learn More","howto_redeem_non_member_link":"https://secure.aarp.org/applications/membershipChallenge/showChallengeForm.action?appName\u003daccount","howto_redeem_anonymous":"Join to Learn More","howto_redeem_anonymous_link":"https://appsec.aarp.org/mem/join?campaignid\u003dUASMBP1\u0026intcmp\u003dEWHERE-MBCHAE-LP-MMA-JOIN","howto_redeem_desc":"Access savings and learn how to link your AARP and myWalgreens™ memberships.","member_exclusive_flag":"no","offer_type":"EverGreen","hideLeavingAARP":"","interstitial_desc":"You\u0027ll leave AARP.org and go to the website of a trusted provider. The provider\u0027s terms, conditions, and policies apply.","dbr_offer_type":"discount","restrictions":"\u003cp\u003eAARP commercial member benefits are provided by third parties, not by AARP or its affiliates. Providers pay a royalty fee to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. Some provider offers are subject to change and may have restrictions.\u003c/p\u003e\u003cp\u003e*Offer good with myWalgreens™ linked to an AARP card. Walgreens Cash rewards are not legal tender. No cash back. Walgreens Cash rewards good on future purchases. Rewards cannot be earned on photo orders not picked up in store, alcohol, dairy, tobacco, gift cards, sales tax and shipping, or items or services sold by third-party partners. Rewards on prescriptions and other pharmacy items and services cannot be earned in AR, NJ or NY. Only prescriptions picked up in store are eligible to earn rewards. Walgreens Cash rewards applied after all discounts, percentages off and manufacturers’ coupon but before sales tax. Other exclusions and limitations apply. Complete details, including Walgreens Cash rewards expiration dates, at myWalgreens.com. \u003c/p\u003e","lto_daysleft_start_control":30,"is_redeemable_in_person":"false","is_redeemable_only_in_person":false,"state_blacklist":[],"offer_timing":"anytime","line_of_business":"ASI discounts","asi_category":"ASI Shopping","analytics_brand":"Walgreens | Walgreens","analytics_offerid":"walgreens-10181","howto_redeem_already_registered_anon":"Member Log In","howto_redeem_already_registered_anon_link":"https://login.aarp.org/online-community/loginform.action","howto_redeem_already_registered_nonmember":"Link your membership","howto_redeem_already_registered_nonmember_link":"https://secure.aarp.org/applications/membershipChallenge/showChallengeForm.action?appName\u003daccount","offer_keywords":["Members","Benefits","points","walgreens rewards","health ","wellness","mywalgreens","beauty","beauty discounts","rewards","walgreens"],"offer_keywords_spanish":["Walgreens","balance","puntos","recompensas","socios","beneficios","AARP Walgreens","Walgreens","wallgreen","wallgreens","ahorros en walgreens","descuentos de walgreens","descuento de walgreens","ofertas de walgreens","oferta de walgreens","beneficio de walgreens","beneficios de walgreens","salud","bienestar","salud y bienestar","puntos","farmacia","recompensas de walgreens","recompensas","Health \u0026 Wellness","oferta de medicamento recetado","receta","recetas","rx","ofertas de rx","ahorros en rx","puntos de recompensa","balance de puntos de recompensa","balance de recompensa","puntos","vacunas","vacuna"],"provider_logo":"/content/dam/aarp/benefits_discounts/providers/walgreens/walgreens-logo-jan-2023.png","provider_logo_alt_text":"walgreens logo","provider_logo_cdn_uri":"https://cdn.aarp.net/content/dam/aarp/benefits_discounts/providers/walgreens/walgreens-logo-jan-2023.imgcache.revecb9f0feb7ce324ba0a487a7a86d7f61.png","provider_logo_width":"640","provider_logo_height":"150","enable_utm_parameters":"","append_aid_paramter":"","lto_model_heading":"Limited Time Member Offers","lto_advertisement":"Member Exclusive Advertisement","ty_socialMissionFlag":"true","deeplink_param_value":"walgreens-10181","pixel_learn_more_value":"NzcT8FSA","howto_redeem_2":"Learn More","howto_redeem_already_registered_nonmember_label":"Already a member?","howto_redeem_already_registered_anon_label":"Already a member?","image_alt_text":"","image_title":"woman outside phone yoga mat","image_cdn_uri":"https://cdn.aarp.net/content/dam/aarp/benefits_discounts/providers/walgreens/1140x641-walgreens-woman-outside-yoga-mat-nov-2020.imgcache.rev532a3f57f32ea4c4f989fcabb64f5301.jpg","tab_label_offer_details":"Details","tab_label_restrictions":"Disclosures","geoloc_tab_label":"Locations","disclaimer_label":"","geoloc_provider_legal_info":"You will leave AARP.org and go to the website of a trusted provider. The provider’s terms, conditions, and policies apply.","geoloc_miles_label_text":"Miles","geoloc_show_results_within_label_text":"Show results within","geoloc_see_more_button_text":"See More","geoloc_find_location_label":"Find a Location","geoloc_total_results_label":"Result(s)","geoloc_no_results_view_message":"There are no locations within a 100 mile radius. Please try another location","geoloc_tab_hint_text":"Enter an address, city, or ZIP","geoloc_mobile_list_cta":"LIST VIEW","geoloc_mobile_list_cta_url":"","geoloc_mobile_map_cta":"MAP VIEW","geoloc_mobile_map_cta_url":"","geoloc_provider_link_cta_url":"","geoloc_experience_type":"full_location","ty_ctaText":"Continue","geoloc_hide_tab":"false","ty_interstitialText":"Thanks for visiting aarp.org! Come back again to check out all of the AARP Member Benefits and unlock the full power of membership.","howto_redeem_label":"How to Access","ty_interstitialDesc":"Come back again to check out all of the AARP Member Benefits and unlock the full power of membership.","ty_cancelText":"Cancel","ty_interstitialTitle":"Thanks for visiting aarp.org!","lto_daysleft":"Days Left","provider_logo_title":"walgreens logo","geoloc_hide_see_more_button":"false","geoloc_provider_link_cta":"Learn more about this benefit by visiting the provider website","offer_page_path":"/benefits-discounts/all/walgreens-10181/","redemption_content":"","show_phone_number_above_cta":"","restrictions_label":"Disclosures","show_state_availability":"","state_availability_text":"SEE AVAILABILITY IN YOUR STATE","hideRestrictionsTab":"","ltos":[]},"parentOfferJson":{}}]}
MEMBERS ONLY

Travel

AARP Travel Center Powered by Expedia: Vacation Packages

$50 gift card of your choice when booking any flight package

learn more

See more Travel offers >

{"hideCategory":false,"useAlternateLanguage":false,"headlineIconAltText":"","listItems":[{"categoryTitle":"Travel","categoryUrl":"/membership/benefits/travel/","categoryDeeplinkParam":"travel","isLimitedTimeOffer":false,"offerJson":{"dbr_offer_id":"9867449926dbcd7ce676d5e8172fea1f","source_name":"AARP Travel Center Powered by Expedia: Vacation Packages","offer_title":"$50 Gift Card When Booking Any Flight Package","offer_description":"\u003cp\u003eMembers get a $50 gift card of their choice when they book any flight package, exclusively through the AARP Travel Center Powered by Expedia.*\u0026nbsp;\u003c/p\u003e","offer_short_description":"$50 gift card of your choice when booking any flight package","category_list":"travel","subcategory_list":"travel-flightsandvacationpackages","tags":[{"tagID":"dbr:travel","title":"Travel","name":"travel","deeplink_url":"/membership/benefits/travel/","deeplink_param_value":"travel","get_offers_url":"/etc/aarp/dbr/ws.api/offers/travel.json","sub_tags":[{"tagID":"dbr:travel/flightsandvacationpackages","title":"Flights \u0026 Vacation Packages","name":"flightsandvacationpackages","deeplink_url":"/membership/benefits/flights/","deeplink_param_value":"travel-flightsandvacationpackages","get_offers_url":"/etc/aarp/dbr/ws.api/offers/travel-flightsandvacationpackages.json"}]}],"vertical_image_url":"/content/dam/aarp/benefits_discounts/providers/expedia/258x334-expedia-couple-walking-beach-resort.jpg","image_url":"/content/dam/aarp/benefits_discounts/providers/expedia/1140x641-expedia-couple-walking-beach-resort.jpg","advertisement_flag":"","advertisement_sort_order":"","merchant_phone":"1-800-675-4318","merchant_phone_label":"or, call the AARP Travel Center Powered by Expedia for assistance with booking at ","howto_redeem":"Learn More","howto_redeem_url":"https://www.expedia-aarp.com/lp/b/vacationpackages50prepaid?MDPCID\u003dUS.TPS.AARP.CONTENT-MODAL.PACKAGE","howto_redeem_expired":"Renew to Learn More","howto_redeem_expired_link":"https://appsec.aarp.org/mem/renew","howto_redeem_non_member":"Join to Learn More","howto_redeem_non_member_link":"https://secure.aarp.org/applications/membershipChallenge/showChallengeForm.action?appName\u003daccount","howto_redeem_anonymous":"Join to Learn More","howto_redeem_anonymous_link":"https://appsec.aarp.org/mem/join?campaignid\u003dUASMBP1\u0026intcmp\u003dEWHERE-MBCHAE-LP-MMA-JOIN","howto_redeem_desc":"Booking can be completed through the AARP Travel Center Powered by Expedia, or by phone.","member_exclusive_flag":"no","offer_type":"EverGreen","hideLeavingAARP":"","interstitial_desc":"You\u0027ll leave AARP.org and go to the website of a trusted provider. The provider\u0027s terms, conditions, and policies apply.","dbr_offer_type":"discount","restrictions":"\u003cp\u003eAARP commercial member benefits are provided by third parties, not by AARP or its affiliates. Providers pay a royalty fee to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. Some provider offers are subject to change and may have restrictions.\u003c/p\u003e\u003cp\u003e*Terms and conditions:\u0026nbsp;\u003c/p\u003e\u003cp\u003eTo qualify, you must book a “Flight Package Trip” (meaning, a trip which includes a flight and at least one of a hotel stay or rental car booked together) through the package booking option of the AARP Travel Center powered by Expedia (\u003cu\u003e\u003ca href\u003d\"http://www.expedia-aarp.com/\" title\u003d\"AARP Travel Center powered by Expedia\" data-overlay-msg\u003d\"AARP.Everywhere.LeavingModal.drawOverlay(this,\u0027\u0027,/content/dam/content-fragments/aarp-org/en/dbr/offers/Travel/Flights-Vacation-Packages/aarp-travel-center-powered-by-expedia-vacation-packages/aarp-travel-center-powered-by-expedia-vacation-packages-disclosure.html,\u0027\u0027,\u0027You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.\u0027);return false;\"\u003ehttps://www.expedia-aarp.com\u003c/a\u003e\u003c/u\u003e). One $50 Gift Card will be distributed per Flight Package Trip regardless of the number of passengers on such booking, and redemption information will be sent to the email address provided to the AARP Travel Center powered by Expedia when booking your Flight Package Trip. Canceled Flight Package Trips will be excluded. Gift Card will be delivered pursuant to the Redemption Instructions by Tango Card, Inc. You will receive your gift card within a week of your travel start date. You understand and agree that Expedia may share your contact information with Tango Card, Inc. solely for the purposes of enabling redemption of the $50 Gift Card. Additionally, Expedia and/or AARP reserves the right, in its sole discretion, to disqualify you, if it finds you to be acting in violation of the Terms \u0026amp; Conditions of\u0026nbsp;\u003cu\u003e\u003ca href\u003d\"http://www.expedia-aarp.com/\" title\u003d\"AARP Travel Center powered by Expedia\" data-overlay-msg\u003d\"AARP.Everywhere.LeavingModal.drawOverlay(this,\u0027\u0027,/content/dam/content-fragments/aarp-org/en/dbr/offers/Travel/Flights-Vacation-Packages/aarp-travel-center-powered-by-expedia-vacation-packages/aarp-travel-center-powered-by-expedia-vacation-packages-disclosure.html,\u0027\u0027,\u0027You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.\u0027);return false;\"\u003ehttps://www.expedia-aarp.com\u003c/a\u003e\u003c/u\u003e, this program, or in a fraudulent or deceptive manner. Expedia and/or AARP may cancel this promotion at any time for any reason.\u003c/p\u003e\u003cp\u003eReward Link is managed by Tango Card, Inc. Reward Links expire on the date stated on the Gift Card and are valid within the USA only. Reward Links are issued to Reward Recipient without charge for loyalty, award, or promotional purposes, and are not sold to consumers. Your Reward Link balance may be redeemed for national gift cards and can be accessed at any time by clicking the Reward Link URL. Gift Card can only be redeemed by the Reward Recipient; Gift Card cannot be transferred, sold or exchanged. All redemptions are final. Reward Link balances from different programs cannot be combined. No fees apply to Reward Link. Please treat like cash. Please view our full terms of service at \u003ca title\u003d\"Please view our full terms of service at https://www.rewardsgenius.com/reward-link-terms-of-service\" href\u003d\"https://www.rewardsgenius.com/reward-link-terms-of-service\" data-overlay-msg\u003d\"AARP.Everywhere.LeavingModal.drawOverlay(this,\u0027\u0027,/content/dam/content-fragments/aarp-org/en/dbr/offers/Travel/Flights-Vacation-Packages/aarp-travel-center-powered-by-expedia-vacation-packages/aarp-travel-center-powered-by-expedia-vacation-packages-disclosure.html,\u0027\u0027,\u0027You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.\u0027);return false;\" target\u003d\"_blank\" data-default-element-msg\u003d\"AARP.Everywhere.LeavingModal.drawOverlay(this,\u0027\u0027,/content/dam/content-fragments/aarp-org/en/dbr/offers/Travel/Flights-Vacation-Packages/aarp-travel-center-powered-by-expedia-vacation-packages/aarp-travel-center-powered-by-expedia-vacation-packages-disclosure.html,\u0027\u0027,\u0027You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.\u0027);return false;\" data-displayoverlay\u003d\"displayOverlay\" rel\u003d\"noreferrer\"\u003ehttps://www.rewardsgenius.com/reward-link-terms-of-service\u003c/a\u003e. Use of this Reward constitutes acceptance of the Reward Link terms of service. Separate terms and conditions apply after Reward Link redemption based on merchant selected for redemption.\u003c/p\u003e","lto_daysleft_start_control":30,"is_redeemable_in_person":"false","is_redeemable_only_in_person":false,"state_blacklist":[],"offer_timing":"anytime","line_of_business":"ASI discounts","asi_category":"ASI Travel","analytics_brand":"Expedia | AARP Travel Center Powered by Expedia: Vacation Packages","analytics_offerid":"aarp-travel-center-powered-by-expedia-vacation-packages","howto_redeem_already_registered_anon":"Member Log In","howto_redeem_already_registered_anon_link":"https://login.aarp.org/online-community/loginform.action","howto_redeem_already_registered_nonmember":"Link your membership","howto_redeem_already_registered_nonmember_link":"https://secure.aarp.org/applications/membershipChallenge/showChallengeForm.action?appName\u003daccount","offer_keywords":["aarp benefits","aarp discounts","expedia vacation packages","vacation discounts","flight savings"],"offer_keywords_spanish":["Beneficios de aarp","Descuentos de AARP","Paquetes de vacaciones de Expedia","Descuentos para las vacaciones","Ahorros en vuelos"],"provider_logo":"/content/dam/aarp/benefits_discounts/providers/expedia/640x334-expedia-travel-center-new-logo.png","provider_logo_alt_text":"AARP Travel Center Powered by Expedia logo","provider_logo_cdn_uri":"https://cdn.aarp.net/content/dam/aarp/benefits_discounts/providers/expedia/640x334-expedia-travel-center-new-logo.imgcache.rev2df54f0afcd5adf896fc9f3af97544f8.png","provider_logo_width":"640","provider_logo_height":"334","enable_utm_parameters":"","append_aid_paramter":"","lto_model_heading":"Limited Time Member Offers","lto_advertisement":"Member Exclusive Advertisement","ty_socialMissionFlag":"true","deeplink_param_value":"aarp-travel-center-powered-by-expedia-vacation-packages","pixel_learn_more_value":"","howto_redeem_2":"Learn More","howto_redeem_already_registered_nonmember_label":"Already a member?","howto_redeem_already_registered_anon_label":"Already a member?","image_alt_text":"","image_title":"A happy couple in white summer clothing on vacation walks along a wooden pier over tropical, turquoise ocean in the Maldives, Indian Ocean","image_cdn_uri":"https://cdn.aarp.net/content/dam/aarp/benefits_discounts/providers/expedia/1140x641-expedia-couple-walking-beach-resort.imgcache.rev12bf6aeda2658c46918b9f9e0000093d.jpg","tab_label_offer_details":"Details","tab_label_restrictions":"Disclosures","geoloc_tab_label":"Locations","disclaimer_label":"","geoloc_provider_legal_info":"","geoloc_miles_label_text":"Miles","geoloc_show_results_within_label_text":"Show results within","geoloc_see_more_button_text":"See More","geoloc_find_location_label":"Find a Location","geoloc_total_results_label":"Result(s)","geoloc_no_results_view_message":"There are no locations within a 100 mile radius. Please try another location","geoloc_tab_hint_text":"Enter an address, city, or ZIP","geoloc_mobile_list_cta":"LIST VIEW","geoloc_mobile_list_cta_url":"","geoloc_mobile_map_cta":"MAP VIEW","geoloc_mobile_map_cta_url":"","geoloc_provider_link_cta_url":"","geoloc_experience_type":"","ty_ctaText":"Continue","geoloc_hide_tab":"true","ty_interstitialText":"Thanks for visiting aarp.org! Come back again to check out all of the AARP Member Benefits and unlock the full power of membership.","howto_redeem_label":"How to Access","ty_interstitialDesc":"Come back again to check out all of the AARP Member Benefits and unlock the full power of membership.","ty_cancelText":"Cancel","ty_interstitialTitle":"Thanks for visiting aarp.org!","lto_daysleft":"Days Left","provider_logo_title":"AARP Travel Center Powered by Expedia logo","geoloc_hide_see_more_button":"false","geoloc_provider_link_cta":"","offer_page_path":"/benefits-discounts/all/aarp-travel-center-powered-by-expedia-vacation-packages/","redemption_content":"","show_phone_number_above_cta":"","restrictions_label":"Disclosures","show_state_availability":"","state_availability_text":"SEE AVAILABILITY IN YOUR STATE","hideRestrictionsTab":"","ltos":[]},"parentOfferJson":{}}]}
MEMBERS ONLY

Finances

AARP® Identity Theft Protection powered by Norton™

Up to 53% off comprehensive protection plans

learn more

See more Finances offers >

{"hideCategory":false,"useAlternateLanguage":false,"headlineIconAltText":"","listItems":[{"categoryTitle":"Finances","categoryUrl":"/membership/benefits/finance/","categoryDeeplinkParam":"finances","isLimitedTimeOffer":false,"offerJson":{"dbr_offer_id":"1d4ac1fc2d4f28191528e22ba222c04a","source_name":"AARP® Identity Theft Protection powered by Norton™","offer_title":"Up to 53%* Off","offer_description":"\u003cp\u003eMembers save up to 53% on plans that help protect against hackers stealing their personal information and infecting their devices with malware. Options for individuals, couples and families are available. *Terms apply.\u003c/p\u003e","offer_short_description":"Up to 53% off comprehensive protection plans","category_list":"finances,technologyandwireless","subcategory_list":"finances-fraud-prevention","tags":[{"tagID":"dbr:finances","title":"Finances","name":"finances","deeplink_url":"/membership/benefits/finance/","deeplink_param_value":"finances","get_offers_url":"/etc/aarp/dbr/ws.api/offers/finances.json","sub_tags":[{"tagID":"dbr:finances/fraud-prevention","title":"Fraud Prevention","name":"fraud-prevention","deeplink_url":"/membership/benefits/finance/fraud-prevention/","deeplink_param_value":"finances-fraud-prevention","get_offers_url":"/etc/aarp/dbr/ws.api/offers/finances-fraud-prevention.json"}]},{"tagID":"dbr:technologyandwireless","title":"Technology \u0026 Wireless","name":"technologyandwireless","deeplink_url":"/membership/benefits/tech/","deeplink_param_value":"technologyandwireless","get_offers_url":"/etc/aarp/dbr/ws.api/offers/technologyandwireless.json","sub_tags":[]}],"vertical_image_url":"/content/dam/aarp/benefits_discounts/providers/norton-lifelock/258x334-mature-woman-dog-laptop-mar-2022.jpg","image_url":"/content/dam/aarp/benefits_discounts/providers/norton-lifelock/1140x641-mature-woman-dog-laptop-mar-2022.jpg","advertisement_flag":"","advertisement_sort_order":"","merchant_phone":"1-844-506-4198","merchant_phone_label":"or, call Norton at","howto_redeem":"Learn More","howto_redeem_url":"https://us.norton.com/store?promocode\u003daarpitps\u0026VENDORID\u003d_AARP\u0026om_em_cid\u003dext_partner_aarp_nortoncom-offers_modal_productpg\u0026expid\u003dAARP-ITPS","howto_redeem_expired":"Renew to Learn More","howto_redeem_expired_link":"https://appsec.aarp.org/mem/renew","howto_redeem_non_member":"Join to Learn More","howto_redeem_non_member_link":"https://secure.aarp.org/applications/membershipChallenge/showChallengeForm.action?appName\u003daccount","howto_redeem_anonymous":"Join to Learn More","howto_redeem_anonymous_link":"https://appsec.aarp.org/mem/join?campaignid\u003dUASMBP1\u0026intcmp\u003dEWHERE-MBCHAE-LP-MMA-JOIN","howto_redeem_desc":"Promo code is automatically applied when you visit the Norton website or call the phone number below.","member_exclusive_flag":"no","offer_type":"EverGreen","hideLeavingAARP":"","interstitial_desc":"You\u0027ll leave AARP.org and go to the website of a trusted provider. The provider\u0027s terms, conditions, and policies apply.","dbr_offer_type":"discount","restrictions":"\u003cp\u003eAARP commercial member benefits are provided by third parties, not by AARP or its affiliates. Providers pay a royalty fee to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. Some provider offers are subject to change and may have restrictions.\u003c/p\u003e","lto_daysleft_start_control":30,"is_redeemable_in_person":"false","is_redeemable_only_in_person":false,"state_blacklist":[],"offer_timing":"anytime","line_of_business":"ASI financial","asi_category":"ASI Financial Services \u0026 Insurance","analytics_brand":"Norton | AARP® Identity Theft Protection powered by Norton™","analytics_offerid":"aarp-identity-theft-protection-powered-by-norton","howto_redeem_already_registered_anon":"Member Log In","howto_redeem_already_registered_anon_link":"https://login.aarp.org/online-community/loginform.action","howto_redeem_already_registered_nonmember":"Link your membership","howto_redeem_already_registered_nonmember_link":"https://secure.aarp.org/applications/membershipChallenge/showChallengeForm.action?appName\u003daccount","offer_keywords":["Norton","Online Identity","identity protection","internet protection","restore information ","stolen information","fix stolen information"],"offer_keywords_spanish":["Norton","Identidad en línea","Protección de identidad","Protección en internet","Recuperación de información","Información robada","Cómo recuperar información robada"],"provider_logo":"/content/dam/aarp/benefits_discounts/providers/norton-lifelock/identity-theft-protection-norton-jan-2023.svg","provider_logo_alt_text":"AARP Identity Theft Protection logo","provider_logo_cdn_uri":"","provider_logo_width":"","provider_logo_height":"","enable_utm_parameters":"","append_aid_paramter":"","lto_model_heading":"Limited Time Member Offers","lto_advertisement":"Member Exclusive Advertisement","ty_socialMissionFlag":"true","deeplink_param_value":"aarp-identity-theft-protection-powered-by-norton","pixel_learn_more_value":"N4O87liW","howto_redeem_2":"Learn More","howto_redeem_already_registered_nonmember_label":"Already a member?","howto_redeem_already_registered_anon_label":"Already a member?","image_alt_text":"","image_title":"mature woman dog laptop","image_cdn_uri":"https://cdn.aarp.net/content/dam/aarp/benefits_discounts/providers/norton-lifelock/1140x641-mature-woman-dog-laptop-mar-2022.imgcache.rev0bb4a466b3e4275751adb33d837b0342.jpg","tab_label_offer_details":"Details","tab_label_restrictions":"Disclosures","geoloc_tab_label":"Locations","disclaimer_label":"","geoloc_provider_legal_info":"","geoloc_miles_label_text":"Miles","geoloc_show_results_within_label_text":"Show results within","geoloc_see_more_button_text":"See More","geoloc_find_location_label":"Find a Location","geoloc_total_results_label":"Result(s)","geoloc_no_results_view_message":"There are no locations within a 100 mile radius. Please try another location","geoloc_tab_hint_text":"Enter an address, city, or ZIP","geoloc_mobile_list_cta":"LIST VIEW","geoloc_mobile_list_cta_url":"","geoloc_mobile_map_cta":"MAP VIEW","geoloc_mobile_map_cta_url":"","geoloc_provider_link_cta_url":"","geoloc_experience_type":"","ty_ctaText":"Continue","geoloc_hide_tab":"true","ty_interstitialText":"Thanks for visiting aarp.org! Come back again to check out all of the AARP Member Benefits and unlock the full power of membership.","howto_redeem_label":"How to Access","ty_interstitialDesc":"Come back again to check out all of the AARP Member Benefits and unlock the full power of membership.","ty_cancelText":"Cancel","ty_interstitialTitle":"Thanks for visiting aarp.org!","lto_daysleft":"Days Left","provider_logo_title":"AARP Identity Theft Protection logo","geoloc_hide_see_more_button":"false","geoloc_provider_link_cta":"","offer_page_path":"/benefits-discounts/all/aarp-identity-theft-protection-powered-by-norton/","redemption_content":"","show_phone_number_above_cta":"","restrictions_label":"Disclosures","show_state_availability":"","state_availability_text":"SEE AVAILABILITY IN YOUR STATE","hideRestrictionsTab":"","ltos":[]},"parentOfferJson":{}}]}
Health & Wellness

AARP Online Fitness powered by LIFT session

Customized workouts designed around your goals and schedule

learn more

See more Health & Wellness offers >

{"hideCategory":false,"useAlternateLanguage":false,"headlineIconAltText":"","listItems":[{"categoryTitle":"Health \u0026 Wellness","categoryUrl":"/membership/benefits/health/","categoryDeeplinkParam":"healthandwellness","isLimitedTimeOffer":false,"offerJson":{"dbr_offer_id":"91ea3065b7710924bdfc5e2ceaf872a8","source_name":"AARP Online Fitness powered by LIFT session","offer_title":"Customized Workouts Designed Around Your Goals","offer_description":"\u003cp\u003eAARP Online Fitness is a unique fitness program designed by LIFT session, industry leaders in quality online fitness, to give you easy access to personalized fitness programming designed around your goals and schedule. Everyone – including members and non-members – can access free live and on-demand webinars. AARP members save 50% off the annual subscription and 20% off personal coaching.\u003c/p\u003e","offer_short_description":"Customized workouts designed around your goals and schedule","category_list":"healthandwellness","subcategory_list":"","tags":[{"tagID":"dbr:healthandwellness","title":"Health \u0026 Wellness","name":"healthandwellness","deeplink_url":"/membership/benefits/health/","deeplink_param_value":"healthandwellness","get_offers_url":"/etc/aarp/dbr/ws.api/offers/healthandwellness.json","sub_tags":[]}],"vertical_image_url":"/content/dam/aarp/benefits_discounts/social-mission/health-wellness/lift-session/258x334-online-fitness-woman-in-yoga-pose-with-laptop.jpg","image_url":"/content/dam/aarp/benefits_discounts/social-mission/health-wellness/lift-session/1140x641-online-fitness-woman-in-yoga-pose-with-laptop.jpg","advertisement_flag":"","advertisement_sort_order":"","merchant_phone":"","merchant_phone_label":"","howto_redeem":"Learn More","howto_redeem_url":"https://onlinefitness.aarp.org/","howto_redeem_expired":"Renew to Learn More","howto_redeem_expired_link":"https://appsec.aarp.org/mem/renew","howto_redeem_non_member":"Join to Learn More","howto_redeem_non_member_link":"https://secure.aarp.org/applications/membershipChallenge/showChallengeForm.action?appName\u003daccount","howto_redeem_anonymous":"Join to Learn More","howto_redeem_anonymous_link":"https://appsec.aarp.org/mem/join?campaignid\u003dUASMBP1\u0026intcmp\u003dEWHERE-MBCHAE-LP-MMA-JOIN","howto_redeem_desc":"Subscribe to AARP Online Fitness powered by LIFT session on the website. Once you subscribe, you can download the mobile app to access the program.","member_exclusive_flag":"no","offer_type":"EverGreen","hideLeavingAARP":"","interstitial_desc":"You\u0027ll leave AARP.org and go to a website that is not operated by AARP. A different privacy policy and terms of service will apply.","dbr_offer_type":"socialmission","restrictions":"\u003cp\u003eThis AARP member benefit is provided by a third party, not by AARP or its affiliates. This offer is subject to change and may have restrictions.\u003c/p\u003e","lto_daysleft_start_control":30,"is_redeemable_in_person":"false","is_redeemable_only_in_person":false,"state_blacklist":[],"offer_timing":"anytime","line_of_business":"","asi_category":"","analytics_brand":"AARP Online Fitness powered by LIFT session","analytics_offerid":"aarp-online-fitness-powered-by-lift-session","howto_redeem_already_registered_anon":"Member Log In","howto_redeem_already_registered_anon_link":"https://secure.aarp.org/applications/user/login?custom\u003dMBC\u0026referrer\u003dhttps%3A%2F%2Fonlinefitness.liftsession.com%2F%3Futm_source%3DAARP%26utm_medium%3DMBModal%26utm_campaign%3DonlinefitnessLP%26cmp%3DHEALTH-HL-ONLINEFITNESS","howto_redeem_already_registered_nonmember":"Link your membership","howto_redeem_already_registered_nonmember_link":"https://secure.aarp.org/applications/membershipChallenge/showChallengeForm.action?appName\u003daccount","offer_keywords":["online fitness program\t\t \t \t\t \t\t ","health information\t","virtual workouts","aarp benefits","aarp discounts"," personal training"],"offer_keywords_spanish":[],"provider_logo":"/content/dam/aarp/benefits_discounts/social-mission/health-wellness/lift-session/aarp-online-fitness-lift-logo.svg","provider_logo_alt_text":"aarp online fitness powered by lift session logo","provider_logo_cdn_uri":"","provider_logo_width":"","provider_logo_height":"","enable_utm_parameters":"","append_aid_paramter":"","lto_model_heading":"Limited Time Member Offers","lto_advertisement":"Member Exclusive Advertisement","ty_socialMissionFlag":"false","deeplink_param_value":"aarp-online-fitness-powered-by-lift-session","pixel_learn_more_value":"","howto_redeem_2":"Learn More","howto_redeem_already_registered_nonmember_label":"Already a member?","howto_redeem_already_registered_anon_label":"Already registered? ","image_alt_text":"","image_title":"woman sitting on yoga mat with tablet in front of her","image_cdn_uri":"https://cdn.aarp.net/content/dam/aarp/benefits_discounts/social-mission/health-wellness/lift-session/1140x641-online-fitness-woman-in-yoga-pose-with-laptop.imgcache.revb86af133859e4bf83ff7c5b82a948d75.jpg","tab_label_offer_details":"Details","tab_label_restrictions":"Disclosures","geoloc_tab_label":"Locations","disclaimer_label":"","geoloc_provider_legal_info":"","geoloc_miles_label_text":"Miles","geoloc_show_results_within_label_text":"Show results within","geoloc_see_more_button_text":"See More","geoloc_find_location_label":"Find a Location","geoloc_total_results_label":"Result(s)","geoloc_no_results_view_message":"There are no locations within a 100 mile radius. Please try another location","geoloc_tab_hint_text":"Enter an address, city, or ZIP","geoloc_mobile_list_cta":"LIST VIEW","geoloc_mobile_list_cta_url":"","geoloc_mobile_map_cta":"MAP VIEW","geoloc_mobile_map_cta_url":"","geoloc_provider_link_cta_url":"","geoloc_experience_type":"","ty_ctaText":"Continue","geoloc_hide_tab":"true","ty_interstitialText":"Thanks for visiting aarp.org! Come back again to check out all of the AARP Member Benefits and unlock the full power of membership.","howto_redeem_label":"How to Access","ty_interstitialDesc":"Come back again to check out all of the AARP Member Benefits and unlock the full power of membership.","ty_cancelText":"Cancel","ty_interstitialTitle":"Thanks for visiting aarp.org!","lto_daysleft":"Days Left","provider_logo_title":"aarp online fitness powered by lift session logo","geoloc_hide_see_more_button":"false","geoloc_provider_link_cta":"","offer_page_path":"/benefits-discounts/all/aarp-online-fitness-powered-by-lift-session/","redemption_content":"","show_phone_number_above_cta":"","restrictions_label":"Disclosures","show_state_availability":"","state_availability_text":"SEE AVAILABILITY IN YOUR STATE","hideRestrictionsTab":"","ltos":[]},"parentOfferJson":{}}]}

Long-Term Care: It’s More Than Insurance

Long-Term Care: It’s More Than Insurance

Long-Term Care: It’s More Than Insurance

Real Problems, Real Solutions to the Long-Term Care Crisis