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Issues: Work and Retirement

Protecting the Middle Class: AARP Public Policy Institute


The AARP Public Policy Institute focuses on issues of critical importance as we age. Below we highlight research, analysis, background and commentary on Middle Class Security.


Recent Analysis

Family Financial Caregiving: Rewards, Stresses, and Responsibilities

This Insight on the Issues explores the experiences of a group of unpaid family financial caregivers to examine the challenges they face. Read


Testimony before the Oregon Retirement Savings Task Force

How to structure an effort to improve retirement savings opportunities for private sector employees.  Read


The Employment Situation, June 2014

The unemployment rate for older workers falls to 4.4%. Other indicators are improving as well. Read


Uphill Climb for Women Seeking Retirement Security

Women live longer than men, have lower earnings, and are more likely to outlive some sources of retirement income.  Read


Building Lifetime Middle-Class Security

Major findings and policy recommendations from the Middle-Class Security Project. Read


New Ways to Promote Retirement Saving

Leading experts propose public and private sector reforms designed to help boost saving among low- and middle-income households.  Read


Sources of Income for Older Americans, 2012

Social Security remains the mainstay of retirement income for most older Americans. Read


Retirement Prospects of Middle-Class Americans

Many younger Americans will find it harder than their parents to maintain the living standards of their working years when they retire. Read


Income and Poverty Among Older Americans

Many older Americans continue to suffer financial setbacks from the Great Recession. Read


The Middle-Class Balance Sheet 1989-2010

Gains in net worth have been offset by rising debt, threatening long-term financial security. Read


Tracking the Decline: Middle-Class Security in the 2000s

A new tracking index shows declining security for working-age middle-income families. Read


What Has Happened to Middle-Class Income?

Median income in 2011 was lower than it was in 1997. A look at what happened and why. Read


Older Americans and Credit Card Debt

A troubling picture of credit card debt near or in retirement. Read


The Impact of Rising Healthcare Costs

Rising health care costs are jeopardizing the health and financial security of middle-class families. Read


Loss of Housing Affordability

Housing costs threaten financial stability for many middle-class older adults. Read


Dealing with New Economic Realities

Older Americans in Philadelphia, Milwaukee and Tampa discuss their financial difficulties. Read


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