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Issues: Work and Retirement

Protecting the Middle Class: AARP Public Policy Institute

 

The AARP Public Policy Institute focuses on issues of critical importance as we age. Below we highlight research, analysis, background and commentary on Middle Class Security.

 

Recent Analysis

Testimony before the Oregon Retirement Savings Task Force

How to structure an effort to improve retirement savings opportunities for private sector employees.  Read

 

The Employment Situation, June 2014

The unemployment rate for older workers falls to 4.4%. Other indicators are improving as well. Read

 

Uphill Climb for Women Seeking Retirement Security

Women live longer than men, have lower earnings, and are more likely to outlive some sources of retirement income.  Read

 

Building Lifetime Middle-Class Security

Major findings and policy recommendations from the Middle-Class Security Project. Read

 

New Ways to Promote Retirement Saving

Leading experts propose public and private sector reforms designed to help boost saving among low- and middle-income households.  Read

 

Sources of Income for Older Americans, 2012

Social Security remains the mainstay of retirement income for most older Americans. Read

 

Retirement Prospects of Middle-Class Americans

Many younger Americans will find it harder than their parents to maintain the living standards of their working years when they retire. Read

 

Income and Poverty Among Older Americans

Many older Americans continue to suffer financial setbacks from the Great Recession. Read

 

The Middle-Class Balance Sheet 1989-2010

Gains in net worth have been offset by rising debt, threatening long-term financial security. Read

 

Tracking the Decline: Middle-Class Security in the 2000s

A new tracking index shows declining security for working-age middle-income families. Read

 

What Has Happened to Middle-Class Income?

Median income in 2011 was lower than it was in 1997. A look at what happened and why. Read

 

Older Americans and Credit Card Debt

A troubling picture of credit card debt near or in retirement. Read

 

The Impact of Rising Healthcare Costs

Rising health care costs are jeopardizing the health and financial security of middle-class families. Read

 

Loss of Housing Affordability

Housing costs threaten financial stability for many middle-class older adults. Read

 

Dealing with New Economic Realities

Older Americans in Philadelphia, Milwaukee and Tampa discuss their financial difficulties. Read

 

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