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Making State Retirement Plans Work for Private Employers: Including Lifetime Income Options

Summary of Publication

A state-sponsored retirement savings plan could help millions of private-sector workers who are not covered by an employer plan build financial security. Several features will help a plan become more effective and produce more secure retirement. This report discusses how those plans can offer guaranteed lifetime income products that can help to ensure that employees’ savings provide a stream of income that lasts for the rest of their lives.