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Public Policy Institute

Loss of Housing Affordability Threatens Financial Stability for Older Middle-Class Adults

Homeowners and renters, including older adult households are paying more of their incomes on housing which is jeopardizing their ability to maintain their lifestyles and save for their futures as they age. This paper examines US Census household data for insight into how difficult economic times are negatively impacting middle class 50+ households. It finds that the percentage of middle-income families who spent 30 percent or more of their income on housing has grown from 20 percent in 2000 to 29 percent in 2009.

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