Alert
Close

Help Disrupt Aging. Join White House Live Stream Today at 8:30 a.m. ET. Learn more

HIGHLIGHTS

Open
AARP Staying Sharp: Keep Your Brain Healthy

AARP VETERAN MEMBERSHIP

Military and Veterans Discount

AARP REALPAD

The tablet with free 24/7 customer support. Learn More

CONTESTS AND SWEEPS

You Could Choose Your Dream Vacation

KEEP BRAIN ACTIVE!

AARP Games - Play Now!

AARP Books

Medicare for Dummies book cover

Get the answers you need, from Patricia Barry, AARP's Ask Ms. Medicare

Share Your Thoughts

Reader stories help us fine-tune our education efforts and strengthen our calls for action on issues that matter most to you. We read and learn from every story and may use yours (with permission) to brief legislators, inspire other readers and more. Please share your story with us. Do

Most Popular

Viewed

Ask Ms. Medicare

Medicare/Disability Eligibility?

Q. I am age 53, disabled and unable to work. Will I lose my Social Security disability benefits and Medicare if I come into some money through an inheritance? 

A. No. If you suddenly become better off through an inheritance or a payoff from a lucky investment or any similar financial windfall, your Social Security disability insurance benefits (SSDI) will not be affected, nor will you lose your entitlement to Medicare.

Social Security officials say that only earnings from wages or self-employment income can reduce SSDI payments. Unearned income is not counted.

Even people on SSDI who are able to return to partial or full-time work usually continue to receive Medicare benefits. As long as their disabling condition still meets Social Security rules, they can keep Medicare coverage for at least 8.5 years after returning to work.

For more information, see Social Security’s “Questions and Answers on Extended Medicare Coverage for Working People With Disabilities.”

For more information on the Social Security Administration’s program for helping people with disabilities return to work, go online to “The Work Site.

Patricia Barry is a senior editor at the AARP Bulletin.

Topic Alerts

You can get weekly email alerts on the topics below. Just click “Follow.”

Manage Alerts

Processing

Please wait...

progress bar, please wait

Tell Us WhatYou Think

Please leave your comment below.

Advertisement

Discounts & Benefits

From companies that meet the high standards of service and quality set by AARP.

Walgreens 1 discount membership aarp

Members can earn 50 points per $1 spent on select products at Walgreens.

member benefit aarp hear usa

Members can save 20% on hearing aids with the AARP® Hearing Care Program provided by HearUSA.

AARP membership discount Man trying on eyeglasses at optometrists smiling

Members save up to 60% on eye exams and 30% on glasses at LensCrafters.

Membership Benefits Discounts Email Genius

Brain boost? Get AARP email for access to memory exercises & more that help you focus.

Advertisement