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Giving Small Businesses a Competitive Edge: The California Retirement Savings Plan

This survey examines opinions on issues related to retirement planning, savings plans, and a legislative proposal to create a new retirement savings plan for the state of California.

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Survey findings show most California small business owners and decision makers (those with 0-100 employees) agree that saving for retirement through work is important. Two-thirds support a state retirement savings plan that would help California residents build their own private retirement savings, and equal proportions agree that California should do more to encourage residents to save for retirement.

The AARP 2016 California Small Business Owner Work and Save Study was a telephone study among 896 small business owners or decision makers about employee benefits at companies with 0-100 additional employees within the state of California. Interviews were conducted October 21-November 23, 2015. The sample was randomly drawn from the Dun & Bradstreet (D&B) database of businesses with 0-100 additional employees within the state of California. For more information contact Brittne Nelson at


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