Medication insurance coverage can change each year, or maybe your insurance coverage has lapsed and prices are too high. You may have an affordable and easy-to-use option by using an Rx discount card. With the Rx discount card, you could get a better price on prescriptions than what your insurance offers. Ask your pharmacist to compare and then use the option that provides the best price.

Prescription discount programs are administered by a pharmacy benefit manager (PBM), which develop select pharmacy networks and negotiate with drug companies for the best medication prices. The PBMs process pharmacy claims and sometimes operate home delivery pharmacies.

There is no limit to how often you can use an Rx discount card, and you can use it on any FDA-approved medications. This includes brand name, generic, and over-the-counter medications when prescribed by a physician. You cannot use a prescription discount card in conjunction with your Medicare Part D coverage - you can only use one over the other - but it could save you more than the retail or out-of-pocket price for your prescription. Show your primary insurance card and your prescription discounts card to see which saves you more.