Skip to content

Parents Are Creating Communities for Their Grown Children Who Have Special Needs

Adults with intellectual and developmental differences want independence but often require continuing care. Their families are joining forces to ensure they receive both

Although the lack of affordable housing is a nationwide crisis, among the hardest hit are people  with intellectual and developmental disabilities or differences (commonly abbreviated as I/DD). The inevitable and heartbreaking question that haunts every parent of a person with special needs, “What will happen to my child when I’m gone?” 

It Took a Village

Moira and her mom, Bernadette

Photo courtesy Bernadette Moran

Moira Rossi and her mom, Bernadette Moran

Bernadette Moran joined The Arc Jacksonville’s board when her daughter, Moira, was six years old. She is among the parents who advocated for the residential community Moira and other adults with I/DD now call home. 

According to research by the University of Minnesota’s Institute on Community Integration and The Arc, a nonprofit organization that “promotes and protects the human rights of people with intellectual and developmental disabilities,” an estimated 80 percent of adults with I/DD live with a family caregiver. Access to affordable and accessible housing beyond a family home, in a setting with adequate support, remains a challenge for people with I/DD.

Bernadette Moran and Frank Rossi are the parents of Moira, who is in her mid-30s and has I/DD. Their worries about Moira’s future without them has been all-consuming.

“The parents of children with disabilities don’t have the options other parents have,” says Moran. “We worried, ‘What if something happens to us before we find a solution?’ The available options were, more or less, live in a group home — if she could even get into a group home — although she doesn’t need the level of supervision a group home offers. Moira really needed and wanted to be free and fly and make her own decisions.”

A "Model" Home

A solution emerged for Moira and her parents in 2016, when The Arc Jacksonville Village* — the nation’s first affordable, apartment-style community for adults with I/DD — opened its doors.

The community provides housing in one- and two-bedroom apartments for 121 residents in a neighborhood setting, complete with a community center and recreational facilities. The housing development, which is within walking distance of shopping and entertainment, has become a model for similar parent-led housing initiatives, two of which — Independence Landing and Casa Familia — are discussed later in this article. 

Jim Whittaker, the president and CEO of The Arc Jacksonville Village, spearheaded the $22.2 million residential development and has been a leader in developing community-based programs for people with I/DD for 40 years.

"There wasn’t really a model out there. Most housing options for people with I/DD are group homes with 24/7 supervision or supported living, where an individual rents an apartment in a neighborhood with supports as needed," he explains. "Some folks are really successful at that, but many need a greater sense of community and belonging."

The design concept for the Village, says Whittaker, "was to make it like a neighborhood, with big porches to encourage socializing and a community center where people can hang out.”  

Six photos showing the residences at The Jacksonville Arc Village

Photos courtesy The Arc Jacksonville Village

Scenes from The Arc Jacksonville Village (clockwise from top left): A residence, a living room and bedroom, the community center dining room and an outdoor game table. See an aerial photo of the Village by following the link (at the end of this page) to the article “How to Create a Residential Community for Adults with I/DD.”

All Village residents are 18 or older. (The average age is 30.) Roughly 80 residents work 10 to 40 hours a week in town. The Arc assists with job placements and volunteer opportunities.

Although residents must be able to live independently with minimal support, the Village community is staffed around the clock. There are the daytime workers, a live-in night staff and a security patrol. Each resident has a coach who, Whittaker says, “guides them along but doesn’t smother them. If they only need 2 hours a week or 10 of coaching, that’s what they get. Programs are tailored to the individual. When anyone needs immediate assistance, there is an intercom in every apartment."

"Most housing options for people with I/DD are group homes with 24/7 supervision or supported living, where an individual rents an apartment in a neighborhood with supports as needed. Some folks are really successful at that, but many need a greater sense of community and belonging. At the Village, residents are encouraged to do everything in the community but they come home to a group of friends, a safe environment and staff supports while learning to become more independent.”

Jim Whittaker, president and CEO of The Arc Jacksonville Village

Residents come from throughout the country. Half receive Medicaid waiver funding. The other half are funded privately, usually by families.

Rent is based on 60 percent of market rate, so a one-bedroom apartment costs about $700 per month. (That doesn't include utilities, food, personal expenses or support services such as transportation, housekeeping or training.) The maximum allowable income, including federal Supplemental Security Income benefits ($794 monthly in 2021), is $30,000 yearly in combined benefits and income, although most residents don't reach that amount. All residents receive a weekly wellness check. The average wait for a vacancy is three to four years.

Once a spot opens and an applicant meets the eligibility requirements and is deemed a good fit, the Village can become that person's home for life.

It Takes a Village to Build a Village

The Arc Jacksonville is a chapter of The Arc of Florida and The Arc, which is the nation's largest community-based organization serving and advocating for people who have intellectual and developmental disabilities. Most Arcs offer group homes, supported living services, daytime activities and employment services. 

No two Arcs are alike and each has its own board of directors. “We are the only one that has a Village-like community,” Whittaker explains.

The Arc Jacksonville began in 1965 as an initiative by parents seeking educational options for their I/DD children. Bernadette Moran joined the board in the mid-1990s, when Moira was six years old. Moran is among the parents who helped make the Village a reality.

“There were a number of parents on the board, Moran explains, adding that when Whittaker asked about their goals, "We said, ‘We all want a place for our kids to live. We want a place that’s safe, where they’ll have friends and independence, although they still need oversight.”

Whittaker knew of about 50 acres of unused land that had been gifted to the state of Florida decades earlier. “The story goes that one of the donors had a family member with I/DD, so they attached a deed restriction that the land had to benefit folks with I/DD,” he explains. “I approached the state and got our legislators behind it. The process took about four years.”

The Arc secured a 99-year lease for 32 acres and built on 17 acres. Whittaker went to the Florida Housing Finance Corporation and, he says, “basically made them aware of the housing crisis for our folks and said, 'Wouldn't it be nice if there were funds set aside specifically for housing for I/DD individuals?' They listened — and they did it!”

The project received $11.5 million in tax credits and $4 million in state grants. Another $7 million was secured through fundraising.

Parents Lead the Way

Brochure for Independence Landing and parent Allison Tant and her son

Photos courtesy Independence Living and Allison Tant

A brochure about Independence Landing (left) | Florida State Representative Allison Tant and her son, Jeremy

Word spread about The Arc Jacksonville Village housing model.

“The interest in the country is overwhelming and many projects are in development or planning,” says Whittaker. Since the Village opened, four similar communities have been built in Florida, with at least two more in the works.

“This is the first generation of kids like ours to routinely outlive their parents. This is a looming societal crisis.”

Allison Tant, member of the Florida House of Representatives and the mother of an adult child with I/DD

One of the new residences, scheduled to break ground before 2022, is the Tallahassee-based Independence Landing. Whittaker is a consultant on the project.

Allison Tant, who helped launch Independence Landing, has an adult son with Williams Syndrome (a rare genetic condition). She is also a member of the Florida House of Representatives. “I actually ran for the legislature based on my son's life experience and families like mine that are facing much greater challenges,” says Tant.

When she learned about the Village model, Tant was determined, she says, “to have the same opportunity here in Tallahassee for my son and others like him.” She met with the Florida Housing Finance Corporation, put together a board of top-notch community leaders and got to work. Thanks to her legislative connections and political savvy, Tant’s timeline was phenomenally short. “We organized in 2017, got the land in 2018 and got funded in 2020,” she says.

Independence Landing will be, according to its website, a “safe, affordable, residential community ... for adults with intellectual and/or cognitive disabilities.” 

"What Will Happen to Our Kids When We're Gone?"

Site plan for Casa Familia in Kendall, Florida

Illustration courtesy Casa Familia

The site plan for Casa Familia in Kendall, Florida

Another community for adults with I/DD is being developed in Kendall, located in South Florida's Miami-Dade County. It stems from the efforts and shared fears of eight families who have children with I/DD.

“We got together frequently," says Debbie Lawrence, the mom of a teenage son with autism. "We began our research and soon came up with the idea to build a community. We visited models in Florida and across the country and learned about the Low-Income Housing Tax Credit program, which was used to fund other I/DD housing communities in Florida.”

Family Caregiving

AARP has resources and information for caregivers. Learn more at

The families founded the nonprofit Casa Familia in 2015. Lawrence serves as the senior housing director. They assembled a board of directors, each of whom — a lawyer, architect, banker — had a needed professional skill, and they partnered with a developer and service provider. The Arc’s Jim Whittaker was enlisted as an advisor.

Florida Housing provided $15 million in federal tax credits and a $4 million grant. Miami-Dade County helped secure a lease for a well-located, 9 acre property. Phase I will create 50 one- and two-bedroom apartments that, together, will accommodate approximately 60 adults. There will also be an 11,000-square-foot community center. The planned 2020 groundbreaking was delayed due to the COVID-19 pandemic.

Needed Relief

“I’ve gone from staring up at the ceiling and wondering, ‘What’s going to happen next?’ to staring up at the ceiling and planning,” says Lawrence.

“I remember thinking, 'I am going to be 80 and panicked about dying,'” Allison Tant says about her worries.

For Moira Rossi’s parents, the Village is an answer to their prayers.

“Our daughter doesn't have any siblings. She has cousins, and I hope they’ll be there for her, but I don't want them to have that responsibility,” says Moran. “The Village will be there and she’ll be well cared for over the long term. The Village affords peace of mind for me and my husband — who just turned 80. I can't tell you the amount of comfort it provides us.”

Amy Lennard Goehner is the parent of an adult son with autism. He lives in a residential community in upstate New York. Learn more by reading "Finding a 'Forever Home' for My Adult Son With Autism."

Related Articles

The inclusion of specific communities and programs in the article “Parents Are Creating Communities for Their Grown Children Who Have Special Needs” is not an endorsement by AARP.

Page published November 2021

This article and its three companion pieces are award-winning!

  • 2024 Anthem Awards: Celebrating Purpose and Mission-Driven Work
  • 2022 Hermes Creative Awards: Gold
  • 2022 dotCOMM Awards: Platinum 
  • 2022 Folio: Eddie Awards: Finalist

Learn about the award programs

Our Free Publications!

See the complete list at

Follow Us

Contact Us

  • Email AARP Livable Communities at

  • Ask about the AARP Livability Index by completing this online form.

  • AARP Members: For questions about your benefits, AARP The Magazine or the AARP Bulletin, visit the AARP Contact Us page or call 1-888-OUR-AARP (1-888-687-2277).