Before deciding whether to sign up for Medicare drug coverage, you need to understand how the program works as a whole.
If you have a limited income you may qualify for Medicare's "Extra Help" coverage.
Medicare Part D provides coverage up to a certain level each year. After that, there's a gap known as the "doughnut hole."
Don’t dismiss Medicare drug benefits out of hand — even if you have good coverage or don’t take any prescription drugs
Compare what's available to find the plan that's best for you.
Once you’ve chosen a Part D plan, it’s easy to sign up. But make sure the plan you're buying really is the plan you want.
If you can't find the Part D answer you're looking for in this guide, ask Ms. Medicare by emailing your query to msmed@aarp.org. Be sure to include your name, age, state and ZIP code. Your name will not be published.