Many Americans are approaching their later years without the financial resources they need to live securely. These populations include historically disadvantaged groups, as well as many others who struggle to pay the bills and have little saved for emergencies. Too many people lack sufficient nest eggs for retirement. A strong Social Security system, better access to workplace retirement plans and more incentives to promote saving all play a role in helping individuals live out their lives in financial security. In addition, older adults need to have the opportunity to work for as long as they need to or desire. Government and the private sector can each take actions to encourage financial resilience for all.