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AARP's Medicare Question and Answer Tool

Medicare Eligibility and Enrollment

 

 En español | Medicare: Am I Eligible? AARP's Medicare Question and Answer Tool works as an online planning resource, designed to assist those who are eligible for Medicare benefits as well as those who are unsure. The Medicare Q and A Tool acts also as a guide, explaining in plain English eligibility, how to enroll, when to enroll and how to choose the best plan for you. AARP's Medicare Question and Answer Tool is a starting point toward an informed decision about your Medicare coverage and your eligibility.

 

 

Eligibility

Initial Enrollment

Open Enrollment

Special Enrollment

Late Enrollment

Penalties

  • Q. How much is the late enrollment penalty for Part A?

    A. If you aren’t eligible for premium-free Part A, and you don’t buy it when you’re first eligible, your monthly premium may go up 10 percent. — To view the complete answer, select the question above.

  • Q. How much is the late enrollment penalty for Part B?

    A. Generally, a 10 percent premium penalty will be added to the Part B monthly premium for each 12-month period you could have enrolled but did not. — To view the complete answer, select the question above.

  • Q. How much is the late enrollment penalty for Part D?

    A. Generally, a penalty of 1 percent per month will be added to the Part D monthly premium for each month you could have enrolled but did not enroll or have coverage at least as good as Medicare’s, also known as “creditable coverage.” — To view the complete answer, select the question above.

 

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