Get Free Help Preparing Your Taxes From AARP Foundation Tax-Aide. Find a location

Most Popular


Getting Started

Independent Living: Starting a Dialogue

Article Highlights

  • Start the dialogue early
  • Raise the issue indirectly
  • Keep it positive

The line between being able to live independently and needing assistance can sometimes be very fine. For your loved one’s welfare and your own peace of mind, begin discussing their living situation and their medical, financial and legal needs before problems arise. Inquire about how they see their future and how they want to handle things should they require help. Know that they may be resistant to your questions, though, so the further in advance you begin the conversation, the more time you’ll give them to open up.

See also: 8 steps to make independent living work.

Where to Start
Start by making a list of questions to ask your loved one. When the opportunities arise, begin tackling the list one question at a time. Beginning with topics that come up naturally in conversation may prove easier than setting out to get all the questions answered at once. Clearly, if there is an immediate need for information, ask the hard questions, but with delicacy. Do what feels comfortable and consider your relationship with your folks when deciding how to broach the subject. If you’re having a hard time starting the conversation, here are a few ways to break the ice recommended by aging and communication experts:

  • Ask your loved one what they want and need. For example, ask, "What kind of help would you want if you were not able to do everything yourself but wanted to continue to live safely in your home?"
  • Share your own emotions about their changing situation. And urge them to do the same. Say: "Dad, I know you’ve always cherished your independence. I imagine it’s difficult for you to ask for help. Is that right?"
  • Raise the issue indirectly. Mention someone else’s experience or something you have read or seen in the news. For example: "I know you’re taking pills for arthritis, your heart and cholesterol. I saw a commercial for a pill organizer that keeps track of which pills to take when. Would it help if you had a medication organizer with a slot for each day of the week?"
  • Watch for opportunities your loved one provides. For example: "You mentioned problems with your eyesight. Have you seen your doctor lately? Has your vision affected what you normally do, such as reading or driving?"
  • Give your loved one the list of questions you have about their current and future health and living situations, and schedule a time to sit down and talk about them.

Next: Keeping it positive»

Topic Alerts

You can get weekly email alerts on the topics below. Just click “Follow.”

Manage Alerts


Please wait...

progress bar, please wait

Tell Us WhatYou Think

Please leave your comment below.

Take Care

Discounts & Benefits

From companies that meet the high standards of service and quality set by AARP.

Eye Med 4 Membership Benefit AARP Discount

Members save up to 60% on eye exams and 30% on glasses at LensCrafters.

Prescription medication spilling out of bottle

Members get a free Rx discount card from AARP® Prescription Discounts provided by Catamaran.

member benefit aarp hear usa

Members can save 20% on hearing aids with the AARP® Hearing Care Program provided by HearUSA.

Caregiving walking

Caregiving can be a lonely journey, but AARP offers resources that can help.



What do you know now that you wish you knew when you first started caregiving? Discuss


Talk to other caregivers who are likely facing similar situations to yours. Join