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Great Ways to Save

Save on Insurance

Reduce costs without compromising coverage

Saving Money Insurance

— Chris Mueller/Redux

Millions are looking for ways to shave dollars and dimes from their daily expenses. To share your own tips, send us an e-mail telling us how you save. You can save money on everything, but here's how you can get reduce insurance costs without compromising coverage.

Bundle insurance. If you roll your homeowner’s, automobile and any liability coverage into a package with the same company, you may save between 5 and 15 percent of what it would cost to purchase separate policies.

Consider dropping collision coverage if you can afford car repairs or replace cars frequently.

If you carpool, have low mileage, or commute by rail and park your car at a station, discounts may be available from your auto insurance company. The same is true for teenage drivers who get good grades.

Nonsmokers, exercisers and people who maintain a healthy weight can enjoy as much as a 50 percent saving on life insurance.

Pay annually, rather than in installments, and you could save as much as 8 percent by avoiding fees.

A homeowner’s reduction of up to 10 percent is often available for people 55-plus because they may spend more time at home and can better monitor and maintain their property.

Next: Raise your homeowner's deductible. >>

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