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AARP's Medicare Question and Answer Tool

Does the doughnut hole apply to Medicare Advantage plans?

 

En español | It can. The doughnut hole (or coverage gap) is part of the way Part D is structured, at least until 2020. It is not tied to a particular type of Part D plan. However, Part D plan sponsors, including Advantage plans, can choose to offer more generous benefits in the doughnut hole — where some coverage may be offered — or they can use the minimum standard that includes the doughnut hole. Very few plans provide any type of coverage in the doughnut hole, however.

 

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