There's a new, easy way to shop for health insurance
Every state will have a Health Insurance Marketplace where people looking for coverage can go online to shop for health insurance. The Health Insurance Marketplace will make it easier to shop for health plans in your state starting October 1, 2013.
Here’s how the marketplace will work:
- All health plans will be listed in one place, so you can make side-by-side comparisons of the benefits and prices.
- Insurance companies are required to describe what’s included in simple language, so there’s no guesswork about what’s covered.
- All plans offered in the marketplace are required to cover important benefits, like doctor visits, hospital care, emergency care, prescriptions, preventive care and more.
Use our Health Law Answers tool to learn more about how to find coverage options for you and your family.
Financial help is available
For the first time, there’s help available to pay for health coverage. In fact, many people who buy their plan on the marketplace can get help covering the costs. Low-cost or free plans are also available depending on your income.
Need help finding a plan?
If you need assistance finding a plan or completing the application, help is available every step of the way. You can get your questions answered online, by phone or in person.
Are you a small-business owner?
Check out our small-business page to learn how you’ll use the marketplace to offer coverage to your employees.