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AARP's Social Security Q&A Tool

I'm 59 years old and want to know when I can claim my late husband’s retirement benefit?

En español | You can receive reduced survivor benefits as early as age 60 or wait and receive full survivor benefits when you are older.  If you are disabled, you may be eligible for survivor benefits as early as age 50.  You can receive survivor benefits at any age if you are not remarried and are taking care of a deceased worker’s child who is under age 16 or disabled and receives benefits on the worker's record.  If the person who died did not receive retirement benefits before his or her full retirement age, you would receive full survivor benefits at your full retirement age.  If your spouse received reduced benefits, your survivor's benefit will be based on that amount. You could be eligible for the maximum amount payable before you reach your full retirement age.  

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