Alert
Close

Take AARP’s Smart Driver course and you could save money on your car insurance. Learn more

AARP's Social Security Q&A Tool

What is the impact on benefits If I claim before my Full Retirement Age?

En español | The earlier you begin benefits, the lower your monthly check. Suppose you are due $1,000 a month if you begin benefits at full retirement age, currently 66. If you begin instead at 62, you will receive $750. If you wait beyond your full retirement age, your benefit will rise at about 8 percent a year until age 70. Instead of $1,000 at full retirement age, you would collect $1,320 at age 70.

Tell Us WhatYou Think

Please leave your comment below.

submit a question to
AARP EXPERTS

Didn’t see the answer to your question? Help us improve the tool by submitting your Social Security question. Go

Search Social Security Q&A Tool

Enter a keyword to get all the answers to your Social Security questions.

Discounts & Benefits

From companies that meet the high standards of service and quality set by AARP.

Woman sitting on sofa using laptop
membership adt

Small business owners save 20% on new installation of any new ADT security system.

Mujer en la parte de afuera de so negocio

Free quotes for members from the AARP® Small Business Insurance Program.

Member Benefits

Renew today! Members receive exclusive member benefits & affect social change.