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PPI Research examines the prospects for secure middle-class retirement.
See also personal stories of struggling middle-class Americans.
Data by state on Americans 50-plus: health, financial security, housing, caregiving and more. Read
Learn about the policy development process at AARP, and read about AARP's positions on public issues in The Policy Book, AARP Public Policies
2011-2012. More
Faces of Chronic Care, a video produced by AARP’s Public Policy Institute, explores the difficulties faced by many older Americans with chronic health conditions as they (and their caregivers) navigate the health delivery system. Watch
PPI is home to the Center to Champion Nursing in America — a joint initiative of AARP, the AARP Foundation and the Robert Wood Johnson Foundation — committed to addressing the growing nursing shortage that threatens access to health care and quality of care across the nation. More

Legal protections for residents are a major policy issue at the federal, state, and local levels.
The Fair Housing Amendments Act of 1988 prohibits landlords from discriminating on the basis of disability in admitting or evicting residents or from otherwise limiting a tenant’s rights as long as the tenant complies with the lease. The act has potentially important implications for housing and residential care providers, including those requiring residents to move to a higher level of care when they need a walker or wheelchair, become incontinent, or need a variety of other kinds of assistance.
In 1996 Congress amended the 1988 act to eliminate an unworkable provision requiring housing facilities to provide “significant facilities and services” in order to qualify as “housing for older persons” and exclude families with children. However, many states that enacted fair housing statutes mirroring the language of the federal law have not yet modified this requirement in light of the federal change.
While age restrictions have played an important role in creating housing solutions for older people, an increasing number of older people are caring for their children or grandchildren. Additionally, because the age at which females can continue to bear children has risen with improvements in health and medicine, older people may have their own children under the age of 18.
Common interest developments (CIDS) collect fees and enforce community rules. CIDs include homeowner associations, condominium and cooperative associations, and manufactured home cooperative community associations. Many basic rights are not guaranteed within CIDs unless specifically addressed by state laws governing such organizations. AARP estimates there are approximately 12 million households residing in CIDs, of which nearly half are headed by someone age 50 or older. CID members should enjoy the rights to security against foreclosure, mediation, disclosure of rules and charges, peaceful advocacy in association matters, well-defined voting rights in the association, and oversight of officers.
Two types of laws establish tenants’ right to have assistive animals and pets. The federal Fair Housing Act requires that landlords allow service animals as reasonable accommodation for people who have a disability, such as a seeing eye dog. Housing law requires that older people in federally subsidized housing be allowed to have a pet, subject to the reasonable rules and regulations of the housing sponsor. Advocates of pet companionship point to evidence that older people who have a pet live longer, go to the doctor less often, recover more quickly from illnesses, and have a more positive outlook than those who do not have a pet.
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