1. The most common home repair scams involve:

  Roofing
  Gutter cleaning
  Driveway paving
  Furnace repair
  All of the above

2. A written contract is a formality and not really necessary when contracting for home improvements.

  True
  False

3. You shouldn’t do business with someone who urges you to sign a contract before you’ve had a chance to review it.

  True
  False

4. An advertisement in the home improvement section of the Yellow Pages is proof that contractor is licensed and reputable.

  True
  False

5. Which is a sign of a less than reputable contractor?

  Solicits door-to-door.
  Offers you discounts for finding other customers.
  Just happens to have material left over from a previous job.
  Is unavailable by phone except for an answering machine.
  All of the above

6. You only need to get one estimate for how much the job will cost.

  True
  False

7. Which of the following can you afford to leave out of a home repair contract?

  The contractor’s name, address, and phone number
  The contractor’s license number
  Costs for products and labor
  Brand names of materials, model and stock numbers
  Start up and completion dates
  None of the above

8. Your contractor should carry what kind of insurance?

  Personal liability
  Worker’s compensation
  Property damage
  All of the above

9. Your contractor should give you proof that he or she has paid all subcontractors and suppliers before you make your final payment.

  True
  False

10. If the contractor requires it, it is OK to pay for the whole job up front.

  True
  False

11. If you use your home as security for a home improvement loan and you don’t repay the loan as agreed, you could lose your home.

  True
  False

12. If you sign the contract in your home or at a location that is not the seller’s permanent place of business, you have three business days to cancel the deal.

  True
  False