So, what exactly is the Pay Down Your Debt Challenge?
Think of it as a monthlong contest in which people like you gather in the AARP online community and share stories about how to tackle their debt. Over four-week periods, expert Lynnette Khalfani-Cox — the Money Coach — issues weekly challenges to help folks take steps toward becoming debt-free.
Here’s what some of our 1,400 participants say they’ve learned.
— Photo by Getty Images