Stay Cyber Safe-Don't Take the Pitch

By: Source: AARP.org Date Posted: 2006-06-29 12:34:29.220211-04:00

Washington consumers are fighting back against online hazards lurking behind their computer screens and learning to protect themselves online.

According to computer security experts, when you are connected to the Internet, your computer is attacked approximately 300 times per hour by spyware, viruses, and other unwanted software. A 2005 Consumer Reports online survey revealed that Internet users have a 1-in-3 chance of suffering computer damage, financial loss, or both because of a computer virus or spyware.

That is why AARP, Microsoft, the Attorney General of Washington and the Federal Trade Commission launched the Cyber Safety Campaign.

Order a Free Cyber Safety Tool Kit

The tool kit includes the Cyber Safety Handbook, the Cyber Cons—Staying Safer Online video on DVD, the OnGuard Online brochure by the Federal Trade Commission, and other consumer information.

Send an email with your name, mailing address, city, state, zip code and telephone number. Type "Cyber Safety Tool Kit" in the subject line. Your kit will be shipped within 5 business days.

View or download the Cyber Safety Handbook. Consumer education is your safety net. Learn to protect yourself, your computer and your family and friends.

Protect Yourself

Be Alert Online
Anyone can set up shop online. If you shop online, check out the seller before you buy. A legitimate business or individual seller should give you a physical address and a working telephone number you can call in case you have problems. Call the telephone number before you buy.

Protect Your Privacy and Personal Information Online
If you are asked for personal information such as your name, email, address, telephone number, account numbers, or Social Security number, find out how the information is going to be used before you share it.

Use Strong Passwords
Strong passwords should be over eight characters in length, combine letters, numbers and symbols, and should avoid using common words. Change your passwords regularly or at least every 90 days.

Junk Email - What To Do about Spam
Delete junk email without opening the message. If you open the email, it can alert the spammer that the address is good. Never reply to spam or respond to an option to "Remove me from your list." Consider two email addresses, one for online transactions and one for friends and family.

Make Sure Web Sites are Secure
Do not provide your personal or financial information through a company's website until you have checked for indicators that the site is secure. Look for "https" in the Web address (the "s" stands for secure).

Protect Your Computer

Automatic Updates
Hackers can take control of Web browsers and operating systems that are unsecured. Security settings should be set at medium or higher. Lessen your risk by changing settings in your browser or operating system and increasing your online security. Install security updates as soon as they are available. If you are using a Windows-based PC, use the Automatic Updates feature.

Use Antivirus Software
Anti-spyware software helps to protect your computer from known programs that can track your Web browsing habits or make changes to your computer settings without your consent or control. You can download antivirus software from the websites of software companies or buy it. Look for antivirus software that recognizes current viruses, as well as older viruses, effectively reverses the damage, and updates automatically.

Use a Firewall
Some operating systems include built-in firewalls in the "off" mode. Make sure you turn it on. If your operating system does not include a firewall, you can either download free firewall software programs on the Internet or purchase firewall software or hardware.

Back Up Important Files
No system is completely secure. If you have important files stored on your computer, copy them onto a removable disc and store them in a safe place. Maintain a home computer backup schedule so you do not lose important files.

Protect Your Friends and Family

Keep your kids, grandkids, friends and family safe online. Pay attention to what kids do and whom they meet online. Consider a rule that no child reveals personal information, including photos, without permission. Warn kids never to meet Internet "friends" in person. Share what you know about Internet safety with friends and family.

Report Fraud

If you have been harmed by Cyber Fraud, file a complaint online with the Washington State Attorney General's Office or call 1-800-551-4636

You may also contact the Federal Trade Commission online or call 1-877-FTC-HELP (382-4357).


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