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Insurance

AARP Health Care Options

Phone: 1-800-317-8626 ext. 712
Information:
Weekdays, 7 am to 11 pm ET
Saturdays, 9 am to 5 pm ET
TTY: 1-800-232-7773
Weekdays, 9 am to 5 pm EST
Website: AARP Healthcare Options

AARP Health Care Options offers quality health insurance products and services to meet the needs of AARP members. Customer Service Representatives, dedicated exclusively to serving members, are specially trained to assist you in assessing your healthcare needs. Call today for plan information or to get a quote over the phone.

Insurance Plans

  • Dental Insurance Plans: Keep your own dentist and get coverage for the whole family. Two plans are available, with premiums guaranteed for two years. Administered by Delta Dental Insurance Company.
  • Long-Term Care Insurance: More affordable the younger you are at purchase, it's coverage for home care, assisted living or nursing home care. Also covers care provided by family members or friends. An essential aspect of retirement planning. Administered by Metropolitan Life Insurance Company.
  • Medicare Supplement Insurance Plans: Benefits for some of the medical expenses that Medicare does not cover. No claim forms and you can't be singled out for a rate increase. Administered by United HealthCare Insurance Company.
  • Supplemental Health Insurance--Basic Plans
    • Hospital Indemnity Plan (HIP): Fixed cash benefits for covered services, including hospital stays. Administered by UnitedHealth Care Insurance Company.


    • Supplemental Medical Plan (SMP): Higher fixed-cash benefits for hospital stays and other covered services. Provides preventive care benefits. Administered by UnitedHealth Care Insurance Company.
  • Supplemental Health Insurance--Enhanced Plans
    • Hospital Advantage Plan (HAP): Higher fixed-cash benefits than our Supplemental plans, plus benefits for surgical care, post-hospital care and doctors' visits. Administered by United HealthCare Insurance Company.


    • Medical Advantage Plan (MAP): Highest fixed-cash benefits plus additional benefits for surgery, lab work, outpatient care and doctors' visits. Administered by United HealthCare Insurance Company.

Discounts and Products

  • Prescription Discounts: Discounts at pharmacies nationwide, plus substantial savings through mail-orders. Administered by United HealthCare Insurance Company.
  • Vision Discounts: Great savings on eye exams, frames, lenses and more at thousands of participating locations, including independent Doctors of Optometry. Administered by Cole Vision Company

AARP Member Benefits are offered by third-parties through contractual arrangements with AARP Services Incorporated, a wholly-owned subsidiary of AARP, or by AARP Financial Incorporated, a wholly-owned subsidiary of AARP Services, Incorporated.

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