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PPI Research examines the prospects for secure middle-class retirement.  


See also personal stories of struggling middle-class Americans.

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PPI State Data Center

Data by state on Americans 50-plus: health, financial security, housing, caregiving and more.  Read

our public

Learn about the policy development process at AARP, and read about AARP's positions on public issues in The Policy Book, AARP Public Policies

faces of
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Faces of Chronic Care, a video produced by AARP’s Public Policy Institute, explores the difficulties faced by many older Americans with chronic health conditions as they (and their caregivers) navigate the health delivery system. Watch


PPI is home to the Center to Champion Nursing in America, an initiative of AARP, the AARP Foundation and the Robert Wood Johnson Foundation. The Center coordinates the Future of Nursing: Campaign for Action, a nationwide initiative to transform health care through nursing, engaging a wide range of health care professionals, consumer advocates, policy-makers, and the business, academic, and philanthropic communities. More

PPI Staff

Elizabeth R. Costle, J.D., MA

Director, PPI Consumer & State Affairs

Elizabeth Costle, AARP

Elizabeth R. Costle, J.D., MA

Elizabeth Costle directs a staff that conducts research and policy analysis in the areas of financial services, energy, telecommunications, and legal and personal rights, and brings together thought leaders to develop and advance AARP's consumer protection agenda. She is a member of the Public Policy Council of the Certified Financial Planner Board of Standards.

For over a decade she served as Vermont Commissioner of Banking, Insurance, Securities and Health Care Administration, the state agency responsible for overseeing insurance companies, banks, and securities firms. She was named one of the 100 Leading Women in Insurance by Business Insurance and held leadership positions with the National Association of Insurance Commissioners (NAIC). She previously served as the Department's General Counsel and Deputy Commissioner for Securities. She has also worked for the Blue Cross Blue Shield Association and served as a consultant to governments, corporations, associations and nonprofits on financial services and health care matters. She is a member of the District of Columbia bar.

Georgetown Law Center J.D. magna cum laude, The Georgetown Law Journal

University of California, Berkeley, MA "with distinction" in Public Administration

Harvard University, Radcliffe College, B.A. cum laude

Areas of expertise

Financial services, energy, telecommunications, legal and personal rights, consumer protection generally

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