Work is a critical gateway to health insurance. Nearly two-thirds of 50- to 64-year olds had employer-sponsored health insurance in 2012 . But working is not a guarantee of employer-sponsored health insurance. Part-time workers and the self-employed are much less likely than full-time workers to have insurance through their employment. Getting coverage as a dependent on a family member’s employer plan plays an important role for some workers and nonworkers. Health reform offers new coverage options to workers and others who do not have access to coverage through work.
This Fact Sheet discusses the prevalence of employer coverage among 50- to 64-year-olds overall and by work status as of 2012, and new options for coverage.