Someone Will Decide Where You Spend the Rest of Your Life

By: Source: AARP.org Date Posted: 2007-05-21 16:38:13.973463-04:00

Changing health and loss of financial security can make independent living difficult. AARP Idaho and the University of Idaho Extension Service are providing free seminars that that will teach you all about long-term care options, their costs, and how to protect your financial security against the cost of long-term care. We urge you to attend these free seminars to learn about long-term care choices, control and financing.

You will learn that there are local resources that can help you live independently.

Staying independent and in our home is important to most of us. The regional Area Agencies on Aging provide various services to help people stay at home. You'll learn about these services and how to obtain them.

You will learn whether the purchase of Long-Term Care Insurance (LTCI) is right for you.

LTCI is one way to pay for care. The program will help you decide if long-term care insurance is right for you. You'll learn what LTCI covers, what Medicare does and does not cover, and how to compare LTCI policies.

The seminar will give you the answers to these questions about Medicaid:
  • How much income can you have coming in?
  • Will Medicaid help you with medical costs?
  • What about your property?
  • Can you have savings?
  • Does home ownership reduce your eligibility?
  • Can you get help if you are not age 65 yet?
  • Does Medicaid cover nursing home care?
You will also learn the answers to these questions about Medicaid Recovery/Repayment:
  • When does Medicaid place liens on property and what property is covered? When is recovery made?
  • What are the exceptions and exclusions?
  • Can assets be gifted?
  • What are 'look-back' periods and the types of avoidable gifting?
  • What is the estate recovery process? Can heirs and family businesses be protected?

Attend one of the three free Long-Term Care Choices and Financing Seminars:

Twin Falls June 9 - 8:30 a.m. to 12:30 p.m. Shilo Inn 1586 Blue Lakes Blvd. Twin Falls Reservations required by June 6 Call the Jerome Counties Extension at (208)324-7578. Boise June 16 - 8:30 a.m. to 12:30 p.m. Airport Holiday Inn 3300 S. Vista Avenue Reservations required by June 12 Call the Ada County Extension at (208)377-2107. Nampa June 30 - 8:30 a.m. to 12:30 p.m. Nampa Civic Center 311 3rd Street South Reservations required by June 26 Call the Ada County Extension at (208)377-2107.

Free continental breakfast provided.

Attend Growing and Protecting Your Money, free workshops to help you assure your financial security.

June 9, 16 and 30 - 1:30-3:30 p.m.

These two-hour workshops will follow the three Long -Term Care Seminars at the same locations. The workshops are conducted by AARP volunteers with financial security expertise. Learn to be financially secure in retirement and how to save, manage and protect your money. Learn how to protect yourself from fraud and scams. There will be a drawing for a $50 gasoline gift card.

For additional information, call Cathy McDougall, AARP Idaho Associate State Director at 208-855-4003 or email.

No reservations are required for these separate workshops but space is limited.

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