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Money and Retirement

Health Care Costs Calculator

Estimate what you may have to pay for healthcare and find ways to minimize future expenses.

Retirement Calculator

AARP Retirement Calculator

Is your retirement on track? Plan your financial future so you can retire when — and how — you want.

Social Security Benefits Calculator Icon

Social Security Benefits Calculator

Estimate your Social Security benefits and find out the best time to claim Social Security. 

Social Security QA Tool

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Social Security Q&A Tool

This easy-to-use tool provides answers to your most frequently-asked questions about Social Security retirement benefits.

benefits quick link tool

AARP Benefits QuickLINK

See if you qualify for public assistance and you can save money on health care, medication, food, utilities and more!

401k savings tool

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401(k) Savings Calculator

Calculate how much your 401(k) contributions and employer match will contribute toward your retirement. 

mortgage payoff calculator tool

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Mortgage Payoff Calculator

Find out how much interest you can save by increasing your mortgage payment. 



Benefits of Spending Less

benefits of spending less tool

Calculate just how much your budget reductions may be worth if you were to invest them. Go

College Savings Calculator

college savings tool

Develop or fine-tune your educational savings plan for your children. Go

Credit Card Payoff Calculator

credit card payoff tool

Find out what it will take to pay off your credit card balance and what you can do to meet your repayment goals. Go

Debt Consolidation Calculator

debt consolidation tool

Use this calculator to determine whether debt consolidation is right for you. Go

Home Budget Calculator

home budget calculator tool

Control your budget by tracking where your money is going every month. Go


HSA vs. Traditional Health Plan

hsa v. traditional health plan tool

By using HDHP/HSA solution, you can often realize significant savings on your insurance premiums and receive a deduction on your income taxes. Use this calculator to determine the possible savings. Go


Fixed Annuity Calculator

fixed annuity calculator tool

Use this calculator to help you determine how a fixed annuity might fit into your retirement plan. Go

Investment Property Calculator

investment property tool

This calculator is designed to examine the potential return you might receive from an investment property. Go

Investment Return Calculator

investment return calculator tool

Determine how far your investment goes, after taxes, interest and inflation. Go

Net Worth Calculator

net worth calculator tool

Estimate how your net worth could change over the next decade. Go


Mortgage Payoff Calculator

mortgage payoff calculator tool

Find out how much interest you can save by increasing your mortgage payment. Go

Rent vs. Buy Home Calculator

rent v. buy calculator tool

Determine if a mortgage is a better investment than renting. Go

Retirement Savings

AARP Retirement Calculator

Retirement Calculator

Is your retirement on track? Plan your financial future so you can retire when — and how — you want. Go

Individual 401(k) Calculator

Estimate your potential contributions that can be made to an individual 401(k) compared to a profit-sharing, SIMPLE or SEP plan. Go

Required Minimum Distributions

minimum distribution calculator tool

Determine what you have to withdraw from your retirement investments as required by the IRS at age 70 1/2. Go

Traditional IRA Calculator

traditional IRA calculator tool

Calculate how much your traditional IRA contributions might amount to at retirement. Go


AARP Tax-Aide Site Locator

tax aide locator tool

Find an AARP Foundation Tax-Aide site near you and receive free, tax assistance from February 1-April 15. Go


AARP Tools

Find tools for health, travel and more.


The Cheap Life

Jeff Yeager Cheap Life Ultimate Cheapskate AARP YouTube web series save money

Catch the latest episode of The Cheap Life starring Jeff Yeager, AARP's Ultimate Cheapskate. Watch

Discounts & Benefits

From companies that meet the high standards of service and quality set by AARP.

Member Benefits AT&T Wireless Cell Phone

Members save 10% on the monthly service charge of qualified AT&T wireless plans.

Member Benefit AARP Regal 2

Members pay $9.50 for Regal ePremiere Tickets purchased online.

Walgreens 1 discount membership aarp

Members earn points on select Walgreens-brand health and wellness products.

Member Benefits

Join or renew today! AARP members receive exclusive member benefits & affect social change.

Rewards for Good

Your Points Balance:

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Earn points for completing free online activities designed to enrich your life.

Find more ways to earn points

Redeem your points to save on merchandise, travel, and more.

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