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Medicaid: A Program of Last Resort for People Who Need Long-Term Services and Supports

Most older people need some long-term services and supports during their lifetimes. Nearly a third of older people are projected to deplete their life savings and turn to Medicaid for assistance as their ability to care for themselves declines.

Designed as a program for people with low incomes and few assets, Medicaid is a safety net of last resort for those whose needs exceed what unpaid family and friends can provide, and who exhaust their resources paying out-of-pocket for care.

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