Number of prescriptions you expect to fill annually.

Number of times you expect to visit the doctor's office annually.

Use the table below to help you choose the appropriate federal marginal income tax rate.

Source: http://www.irs.gov/pub/irs-drop/rp-09-50.pdf

Monthly premium for your proposed health insurance options.

Annual deductible that you are required to pay before your health insurance begins coverage. We assume that after this threshold has been reached that your insurance covers 100% of your expenses. In 2010, for a HDHP, the minimum deductible amount is $1,200 for self-only coverage and $2,400 for family coverage.

Maximum out-of-pocket in a given year for your health insurance. This is the maximum total expense that you could incur in a given year with your proposed coverage. In 2010, for a HDHP, the highest annual out-of-pocket expense allowed is $5,950 for self only coverage and $11,900 for family coverage.

The fee you pay for each prescription and/or doctor's visit. These payments do not count toward your annual deductible or your maximum out of pocket expense.

The percentage of your healthcare costs that your insurance will cover after your costs exceed your annual deductible. You are assumed to continue to pay this percentage of your healthcare costs until you reach your annual maximum out of pocket expense.

Any other expenses that would normally be covered by your health insurance. This would include lab fees and services other than prescriptions and doctor visits. Don't include medical expenses not normally covered by your insurance such as some elective surgery, contact lens solution or over the counter medications.

Total you expect to contribute to an HSA account per year. All contributions to a HSA account are tax deductible and withdrawals for qualified medical expenses are not subject to income tax. For 2010, the maximum contribution to a HSA is $3,050 for self-only coverage and $6,150 for family coverage.