Skip to content

AARP Questions and Myths – Answers to the Questions We Hear Most!

What  you learn might be a surprise and AARP could be the right fit for you.

illustration of a birthday cake with 50 candles

Myth: I have to be 50+ to join.

Fact: While AARP is dedicated to improving the lives of people as they age, people over 50, there is no minimum age to join.  Some benefits are limited based on age but the vast majority of many benefits and discounts are open to people of all ages. We have content that can help you prepare for retirement, financial planning, and life now before you turn 50 - the younger you are the more you need AARP!

Image of a piggy bank and coins and a clock suggesting retirement planning

Myth: AARP is for retirees only.

Fact: AARP is so much more! In fact, many of our members are still working. We offer resources to help you with a second career including resume services and job boards. We advocate against age discrimination in the workplace. And we have information on how to prepare for retirement, something you want to do well in advance of your last day of work. Learn more about preparing for retirement here 

Image of an insurance card with a protection shield

Myth: AARP is an insurance company.

Fact: AARP is not an insurance company. We do however endorse the AARP Medicare Supplement Insurance Plans, insured by UnitedHealthcare Insurance Company.  AARP does not employ or endorse insurance agents, brokers or producers. When you become a member of AARP, you have access to certain insurance products that carry the AARP name and are specifically endorsed by AARP, such as the AARP Medicare Supplement Insurance Plans insured by UnitedHealthcare Insurance Company, the AARP Life Insurance Program from New York Life, and the AARP Auto & Home Insurance Program from The Hartford.   

illustration of a domed capitol building

Myth: AARP supports a political ideology.

Fact: AARP is a non-partisan advocacy organization dedicated to improving the lives of people as they age. We do not endorse or contribute money to candidates or political parties. Aging and issues important to our older population are relevant to all regardless of politics. We arm people with information, help them save money for themselves and their families, and address some of the biggest concerns of people over 50, like maintaining mental sharpness.

AARP Membership-$12 for your first year when you enroll in automatic renewal

Join AARP today and get instant access to hundreds of benefits and discounts.


Join Today

Already a Member? Renew  AARP Membership

Join today and receive the following for free:

Free Second Household Membership Included

Share the benefits of membership with a member of your household at no additional cost!  They're also able to receive their own membership card, which we will automatically send once you add them to your account. Add a member online today

Free Bag with Membership

A free day bag with an AARP membership.  Enjoy a black day bag with a strap, great for carrying paperback books, tablets, phones, and other small items.

Size: 10"H x 8"W x 1 1/2"D

Earn 50% More Points With AARP’s Loyalty Program

Did you know AARP has a loyalty program? As an AARP member, you earn 50% more points on activities and save big! Members who save, save an average savings of $73 a year.