Take (free) on-demand video classes. Search YouTube for strength training, yoga or chair exercise videos, and you’ll find thousands from which to choose. Or check out the offerings on a dedicated app like ClassPass, Nike Training Club or FitOn, all of which have free tiers of membership with a variety of classes and professional instruction. AARP also has a wide range of exercise videos tailored to older people at aarp.org/health/healthy-living/staying-fit.

Buy pre-owned equipment ... Facebook Marketplace and OfferUp are full of listings with stationary bikes and weight racks that folks are looking to sell, and many gyms regularly sell used equipment. If going the latter route, Pamela Peeke, M.D., a board member of the American College of Sports Medicine, suggests asking the seller which vendor services the equipment and connecting with them to help maintain the machine after you’ve purchased it.

… or don’t use any equipment at all. You don’t need much more than comfortable clothes and a pair of sneakers to get a good workout. Simply mixing exercises with regular walking or other movement can work. “My favorite body-weight exercise is a push-up,” Peeke says. “They can be done on the toes, the knees or even against a wall, and it doesn’t cost a dime.”

Get help from your employer. One in 5 employers offer a subsidy or reimbursement for gym membership to workers as part of their benefits package. Check with your HR department or visit your online benefits portal to take advantage of any such perks.

Track your moves. Most smartphones come with a preloaded app that measures how many steps you take every day, as well as other health information. Tracy Bonoffski, an exercise physiologist and registered dietitian at the University of North Carolina at Charlotte, suggests using that app or buying a cheap pedometer to clip to your belt to track your steps and motivate you to move more.