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Help AARP Foundation win back opportunity for struggling Americans 50 and over.

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AARP Foundation: A New Model for Intergenerational, Affordable Housing in Charlottesville

— Paul Hellstern

From Mobile Homes to Sunrise Park

An AARP Foundation grant helps Habitat for Humanity convert a mobile home park into a brand-new community. Watch


Improving Access to Safe and
Affordable Housing

By 2030, one in every five Americans will be over age 65, and our nation will face a severe shortage in appropriate housing to meet their needs. As people age, they need housing that is structurally and mechanically safe and that accommodates people with disabilities. Those 50 and older also need safe communities, adequate transportation options and access to grocery stores, doctors and community activities. AARP Foundation is developing strategies to address the senior housing crisis and make all of our communities affordable and welcoming for people regardless of age or physical ability.

More About
Housing for Older Adults

As people age, their need for safe and affordable housing grows more critical. Yet today,approximately 19 million low-income 50+ households in America cannot afford their housing costs and/or live in inadequate housing. Many are paying over 30 percent of their household income to maintain housing that barely meets their physical needs. Many find themselves forced to choose between paying their mortgage or rent and buying groceries or medicine.


Their high housing costs also make it impossible to perform basic maintenance and add needed modifications like railings or ramps, making things more unsafe as they — and their homes — age. Many are also victimized by predatory lenders, who seek them out, rob them of their home equity and bury them with debt they cannot afford.


Housing Costs Threaten Financial Security of 50+ Middle Class

This report examines U.S. Census data for insights on the effects of higher housing costs on the ability of older middle-class adults to maintain their lifestyle and save for retirement. Read

The State of the Nation's Housing 2012

This report from Harvard University predicts this year will mark the beginning of a true housing market recovery. Study released June 14, 2012. Read

Programs & Services

Couple standing outside home, Create the Good

Housing Solutions Center

This program offers free HUD-certified counseling and assistance to 50-plus homeowners who are at risk of foreclosure. Go

AARP Tax Aide

AARP Foundation Tax-Aide

This program offers free assistance with tax-return preparation. Go

grandmother with her two grandaughters

AARP Benefits QuickLink

See if you qualify for public assistance and you can save money on health care, medication, food, utilities, and more! Go

Drive to End Hunger car

AARP Drive to End Hunger

Feeding people today, preventing hunger in the future. Join the fight to end hunger. Do

Older People And

Whether people 50+ own or rent, the repercussions from the recession are severe - abandoned neighborhoods, rent increases and a decrease in affordable, subsidized housing. Millions of homeowners can neither sell their homes nor receive approval to refinance their mortgages at today’s much lower interest rates. 



  • 19 million adults 50+ live in unaffordable or unsafe housing
  • Nearly 25% of household mortgages are underwater - meaning the mortgage is larger than the current value of the house.
  • Foreclosures have been at record levels.

Housing in the

New Technologies to Help Seniors Age in Place

(The Wall Street Journal, June 2014) - As the population grows older, engineers and health experts are searching for new ways to prevent elderly people from injuring themselves at home. In doing so, they hope to keep people in their homes longer, a concept known as aging in place. Read

Government Recalls Bed Rails After Reported Deaths

(AARP, May 2014) - The Consumer Product Safety Commission has announced the voluntary recall of more than 100,000 adult bed rails that it says can pose a serious risk of entrapment, strangulation and death. Read

Architects Live in Senior Spaces to Help Elderly

(USA Today, May 2014) - Young architects move into senior housing and live with the people they were designing housing for so they can get a feel for the needs and requirements of the residents. Read