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If you are facing the possible strain of a loss of livelihood because of illness or injury, let AARP's Social Security Question and Answer Tool help you to clarify the available options offered through Social Security for disabled workers and their families. If your answers require a deeper insight into disability programs, such as Supplemental Security Income, AARP's online resource can help shed light on eligibility requirements and present answers to questions on Medicare, early 401(k) withdrawal, and spousal and family benefits in an easy to understand manner.

AARP's Social Security Question and Answer Tool is a starting point towards an informed decision about you and your disability benefits.   



Q: How can I appeal a decision by the Social Security Administration?

A: To appeal a decision by the Social Security Administration, you must make a written request within 60 days of receiving notification of the decision you are contesting. — Read Full Answer



Q: How long does it take to get a hearing with Social Security to appeal a decision?

A: To get a hearing with Social Security, you must first appeal the decision, then there are 4 different levels of the process. — Read Full Answer





Q: Is there any reason to file for Social Security disability if you are already collecting regular Social Security?

A: If you claimed early because of your disability, you might be able to increase your benefit. — Read Full Answer



Q: What does SSA consider to be a disability that warrants a quick decision?

A: There are currently over 200 disability conditions that have been placed on the fast-track for quick decision status. — Read Full Answer


Q: What is the minimal strong qualifiers to apply for disability?

A: Generally, a person must be unable to work in any type of employment. — Read Full Answer



Q: I have earned enough to qualify for Social Security disability benefits. Is there an advantage to going through an attorney?

A: You can appoint a qualified individual to represent you in doing business with the Social Security Administration (SSA). — Read Full Answer



Q: Will my disability amount ever go up even though my disabilities get worse because of the main disability?

A: Social Security disability benefit amounts do not change if your condition worsens. — Read Full Answer




Q: Does Social Security provide any benefits for children who have disabilities?

A: Disabled children can receive Social Security benefits in several ways. — Read Full Answer



Q: If I am receiving Social Security disability benefits, is my wife eligible for spouse benefits?

A: Your spouse will be eligible for a spousal benefit if they are over 62 or caring for a minor child. — Read Full Answer




Q: I will be 65 this year. When should I apply for Medicare?

A: You should enroll within 3 months of your 65th birthday. — Read Full Answer


Q: If I retire at age 62, will I be eligible for Medicare at that time?

A: Medicare is health care generally only available to people at the age of 65. — Read Full Answer


Q: Is there a penalty if you're late applying for Medicare?

A: If you apply late you usually have to pay a higher premium when you apply. — Read Full Answer



Work and Income


Q: Can I earn money while collecting Social Security Disability?

A: Yes. Social Security has a trial work period and the "Ticket to Work" program, to help disabled workers ease back into the labor force. — Read Full Answer


Q: I receive Social Security disability payments. Can I withdraw funds from my 401(k) without penalty?

A: The SSA has several programs to help get disabled workers back into the labor force. — Read Full Answer




Submit a Question to AARP Experts

Didn’t see the answer to your question? Help us improve the tool by submitting your Social Security question. Go



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