En español | Yes. Direct deposit delivers your benefit electronically from Social Security straight into your bank account. No check is printed or mailed. Most people already receive their benefits electronically and in the future, all will. If you're still getting a check, you must file for electronic payment by March 1, 2013. If you don't have a bank account, you can arrange to get your money through credits placed on a DirectExpress debit card. You can sign up online.