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Pension Portability--Is This Europe's Future? An Analysis of the United States as a Test Case

Pension portability has traditionally been defined as workers' ability to carry a pension from one pension plan to another. More recently, policy analysts have expanded its meaning to include the ability of workers to preserve the value of pension benefits at job change.

In this AARP Public Policy Institute Issue Paper, John Turner describes American pension portability law and the portability arrangements that have been developed in both the private and public sectors. It analyzes the sources of portability loss and policies that can reduce that loss. While primarily focusing on the United States, the paper also compares its portability arrangements with those in Europe. (23 pages)