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Take Control of Your Student Debt

You may qualify for programs that can reduce — or eliminate — your student loan debt.


spinner image AARP Foundation Cares About Student Loan Borrowers

Struggling with student loan debt?

If you’re one of the more than 8 million people aged 50 and older having trouble paying down student loan debt, you’ll be glad to know there’s help available.

Get help managing payments

New government programs may get rid of some — or all of your debt or reduce your monthly payments, freeing up money to pay your household bills and save for retirement.

We’re here to help make student loans less overwhelming. For more than 60 years, AARP Foundation has been helping people find and take advantage of money-saving programs like these.

Explore your options

We’ve partnered with Savi to provide resources, support, and a tool to help you understand your student loan situation and achieve a lower monthly payment.

Quickly determine whether you’re eligible for federal programs through the U.S. Department of Education — programs that can lower or eliminate your monthly payments based on your income and household size for an average saving of $156 a month!

Want to speak to an expert to learn more about your options?

Create a Savi account today, and receive free one-on-one student loan counseling!

Calculate your monthly savings

Answer a few simple questions to get started or register for one of our webinars to better understand your options.

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Find Out If You Qualify

Quickly determine your eligibility for federal and state forgiveness programs.