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Can I collect both my own retirement benefit when I turn 62 and a survivor benefit?

En español | You cannot collect two full benefits. If you file for both a retirement benefit and a survivor benefit, Social Security will compare the two benefits and give you the greater of the two.

Keep in mind

  • If you claim either or both benefits prior to your full retirement age, the amount of the benefit will be reduced for life.

Reviewed February 20, 2020

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