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Your Financial Go-Bag: Have These Documents Ready, in Case of Emergency

MONEY SAVER

Fire! Flood! Your Financial Go Bag

If a natural disaster forces you to flee your home, having these items ready to go in waterproof, zip-top bags will make it easier to piece your life back together

Photo of a yellow backpack, unzipped. Around the backpack are batteries, pill bottles, a journal, a flash light, snacks, cash, and a passport

Personal Documents

Take originals or copies of Social Security cards, passports, birth certificates, marriage licenses, divorce decrees and estate planning documents. Note: “Some organizations will only accept the originals,” says Stacy Miller, CEO of BayView Financial Planning in Tampa, Florida.


Home Inventory

Shoot a video of your home, with your running commentary. “Video every room, every closet, your drawers,” says Holly Donaldson, a financial planner in St. Petersburg, Florida. Download it onto a USB drive and save a copy online.


Cash

Having cash can get you through a few days of tapped-out ATMs or power outages. How much? “There’s a balance between how much do you fear being a potential target and how much do you feel you need,” says Donaldson.


Insurance Policies

The paperwork you receive when your homeowners or renters policy renews has information you’ll need: how much you’re covered for, your policy number, whom to contact for a claim and how much you can spend on lodging.


Account Information

Recent bank, brokerage, credit card and retirement statements will make it easier to track down your assets and get replacement cards if needed. Utility bills will have account and contact information.


Phone Numbers

Bring printed contact information for local services, friends and relatives, and any other important contacts. “If you lose power,” Miller says, “you can’t charge your phone and see that information.”

Photo of a vault with green digital numbers in the open door

YOUR VIRTUAL BAG

Store copies of your bag’s documents online using a service such as Google Drive, Microsoft OneDrive or Dropbox. Or sign up for the AARP Digital Vault at aarp.org/digitalvault.

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