Few issues matter more to older Americans than the safety of Social Security, AARP surveys show. Although the program is in no immediate danger, the red warning light is blinking, telling us we need to act to protect a vital source of income for many. A recent Social Security trustees’ report showed that the trust funds supporting payouts to beneficiaries are not taking in as much as the money flowing out, meaning the coffers will be empty in little more than a decade if Congress doesn’t take action.