As states pursue policies to expand access to workplace retirement plans, experts recommend several approaches for the federal government to reform the current retirement system.
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Bipartisan Policy Center Commission on Retirement Security and Personal Savings — 2016
Policy proposals from a bipartisan 19-member commission designed to strengthen Americans’ retirement security, including expanding access to workplace retirement plans, improving financial capability, and reforming Social Security.
David Madland, Alex Rowell, Rowland Davis — January 2016
This report proposes a National Savings Plan similar to the Thrift Savings Plan available to federal employees.
How livable is your community?
Teresa Ghilarducci and Hamilton “Tony” James — 2015
This report outlines a new type of retirement savings plan that redirects regressive government retirement savings support towards a more progressive subsidy.
William G. Gale, David C. John, and Spencer Smith — November 2012
A Retirement Security Project/AARP Public Policy Institute paper on smaller reforms that could improve retirement saving.
Teresa Ghilarducci — 2007
This report combines tax credits with Social Security, defined-benefit pensions, and a prototypical Guaranteed Retirement Account as a revamp for the current public retirement system.