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2015 Archives: Financial Security and Consumer Affairs

AARP correspondence to lawmakers and regulators

The following documents related to consumer affairs and the financial security of people 50-plus are presented in reverse chronological order.


L:  AARP writes to urge that you take steps to avoid default on our national debt without risking benefits for current Social Security and Medicare beneficiaries or the health of our fragile economy. Older Americans care very deeply about our country, and many are grandparents who feel a sense of stewardship and responsibility to make sure that their grandchildren enjoy the same opportunities and benefits our great nation has provided to them. At the same time, millions of older Americans rely every day on their Social Security and Medicare and deserve reassurance that the benefits they have worked over a lifetime to earn are secure. Therefore, it is critical that the United States does not default on its debt while protecting the Social Security and Medicare benefits of current retirees.  (Senate - PDF) (House - PDF)

Government Watch Archive Legend

L = letter         

C = comment        

S = statement for the record

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L:  On July 20, 2015 AARP filed comments with the U.S. Department of Labor concerning the proposed Conflict of Interest rule, supporting the protection of over 82 million households who are counting on employer-sponsored plans, Individual Retirement Accounts (IRAs), or both, for their retirement security.  In order to better ensure these families will have adequate income in retirement, investors need to know that the retirement advice provided by financial service professionals is in their sole interests.. (PDF)

L:  On July 20, AARP filed comments with the U.S. Department of Labor concerning the Best Interest Exemption.  The proposed exemption would provide conditional relief for financial entities that are fiduciaries by reason of the provision of investment advice to receive compensation when participants and beneficiaries, IRA owners, and small plans purchase, hold or sell investment products in accordance with the fiduciaries’ advice.  The Department proposed this exemption in connection with the publication of its proposed regulation under ERISA section 3(21)(A)(ii), which defines who is a fiduciary of an employee benefit plan as a result of the provision of investment advice to a plan or its participants or beneficiaries. (PDF)


C:  On June 19, 2015 AARP sent a comment letter to the Equal Employment Opportunity Commission (EEOC) concerning wellness programs.  AARP supported passage – and continues to support implementation – of the Patient Protection and Affordable Care Act (ACA). We have consistently participated in ACA-related policy discussions and rulemaking proceedings regarding wellness programs. AARP has also actively participated in policy discussions by the EEOC regarding the application of the civil rights laws to wellness programs. AARP appreciates this opportunity to offer our comments on the proposed regulations changing the EEOC’s treatment of wellness programs under the Americans with Disabilities Act (ADA). (PDF)


On Feb. 12, 2015 AARP wrote to the Honorable Lamar Alexander, Chairman, and the Honorable Patty Murray, Ranking Member of the U.S. Senate Health, Education, Labor, and Pensions Committee supporting promising strategies to promote wellness as a means of helping individuals to pursue healthy behaviors, improve health outcomes, and help reduce expenditures for both employers and our nation.  AARP believes that employer-sponsored wellness programs must strike an appropriate balance between nondiscrimination and health promotion.  (Senate - PDF)

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