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10 Ways to Save More Than a Thousand Bucks

99 ways to save 1001 dollars

Dan Saelinger

Tip: A couple who cuts a car out of their life can save thousands.

Work from home one day a week. For SUV drivers, the savings in commuting costs alone can be up to $1,965 a year.

Upgrade your washing machine. The top Energy Star-certified washers can save you as much as $91 a year, or $1,001 over a typical 11-year life.

Transfer credit card debt to a card with 0 percent interest. The average American pays about $2,400 in credit card interest annually. Find better options at

Pay your mortgage twice a month. A $300,000 mortgage at 4 percent costs $1,432 a month. Pay $716 every two weeks and cut your annual interest payments by $1,138.

Get help on drug costs. Medicare beneficiaries may qualify for the Extra Help program to cover prescriptions. Savings: up to $4,000 a year. Apply at or call 800-772-1213.

Call in a medical bill negotiator to review your bills for errors and overcharges, and save up to $3,000.

Become a one-car couple. Selling the second car could save $4,118 a year.

Audit a college course. Many universities offer free auditing for seniors. No credit, but save $3,117 for a course at a private institution.

Apply for free meds. Through the Partnership for Prescription Assistance (, qualified patients can get help. A free 120-day supply of the diabetes drug Victoza would save $2,096.

Max out your retirement plan. One-fourth of workers at companies offering 401(k) plans don't get the full match, missing out on an average of $1,336 in free money annually.

99 Great Ways to Save

Start here: How to save up to $10


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