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Credit freezes are free under a federal law that just went into effect. Learn how to protect your credit.

 

Free 411

Need a phone number? Listen to a 10-second advertisement and it's free at 1-800-FREE-411 or 1-800-935-5697 (1-800-YELLOWPAGES).

Just to let you know how much you can save: A 411 directory assistance call costs as much as $2.49.

Sid Kirchheimer writes about consumer and health issues.

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