Q. I recently read that postage rates have gone up, but I haven't seen any difference. What gives?
A. You probably haven't noticed a change because the cost to mail bills, birthday cards and other first-class letters weighing up to an ounce remains the same at 44 cents.
But on April 17, the cost for each additional ounce went up 3 cents, to 20 cents. This rise is part of a package of increases in which businesses are bearing the brunt: Banks now pay more to mail you credit card offers, publishers more to send you magazines, stores to send you catalogs.
Carole Fleck is a senior editor at the AARP Bulletin.